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How to Build your Emergency Fund

Family Balance Sheet

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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Money tips from Mom

Prairie Eco-Thrifter

You can’t always count on credit cards or checks being accepted. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Know how much you have and make sure that you and the bank agree on that amount. Know what you have.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Automate Your Savings Now that I had the baseline ($600 a month), the next step was to automate the process. I set up a standing order from my checking account to my savings on the first of every month, still at $600. So, whenever I banked my check at the end of the month, $600 automatically disappeared from my savings account.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.

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What to Do With Money: A Mom’s Guide to Smart Money Management

Penny Pinchin' Mom

Do you have a retirement plan or a healthy savings account? Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Set a Savings Goal “Do not save what is left after spending, but spend what is left after saving.” What about day-to-day expenses?

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What Is A Personal Loan?

Savings Corner

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. You will also start to repay the money.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. Now I wish those dollars had gone into our savings accounts. I grew up in banking and held other finance-related positions during my working years. Alan doesn’t share that regret.