Prairie Eco-Thrifter

DECEMBER 6, 2012

The first place you should stop is the bank. Whether it is a piggy bank or your private branch, put the money away. Grab an empty water jug, the five gallon ones do nicely, or a huge piggy bank that can hold a significant amount of change. Anytime you find change, throw it in the bank. Save Your Change.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

MAY 21, 2013

While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. If you are below this number, it is best to spend the next year or so making a conscious effort to rebuild your score. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

JANUARY 30, 2013

Financial contact numbers for banks, credit issuers, insurance companies, and others. If your emergency is strictly financial (and even if it has a physical component to it), you should be ready with a liquid emergency fund. You can augment with other emergency sources as well. Credit card with an adequate limit.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

JULY 10, 2014

In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. An automatic contribution is made monthly to the local food bank, and I tithe. Covering the Important Things First. must be paid. Money Tips'

Budget 218

Budget Budgeting Work Making 218

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

APRIL 3, 2014

Let’s take a look at some of the ways self-deprecation might adversely influence your bank account. If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Both are now old enough to open a bank savings account. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances.

Money 124

Money Saving Money Lowes Grandchildren 124

Savings Corner

DECEMBER 24, 2023

While banks and credit unions offer personal loans, subprime lenders are also very active in this market, so shop carefully and compare rates, terms and fees between three or more lenders. If you borrow from savings, you may be left without an emergency fund to cover unexpected expenses in the future.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

JULY 28, 2014

Seeing the numbers go up in my spreadsheets and bank accounts is enough for me, but maybe you would benefit from a more visual approach, or perhaps you can set mini goals and rewards along the way. Find a way to track your progress towards your goals that helps you stick to your new spending and savings plan. Keep Learning.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. Like, a lot. I need my fix, each and every day.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. emergency fund, so we started throwing what little extra we had straight. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. It’s an actual need. Start Using Cash This is a wonderful way to save money. Believe me!

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). With this, you pick a set dollar amount to invest each period, divide it in half and put half in your chosen investment, and the other half into a money market or bank account. My copy has a copyright date of 2008. It is called Value Averaging.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Combined with my extra income, this $600/year (give or take $25) really helped boost my savings and therefor my emergency fund. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225

Savings Corner

DECEMBER 25, 2023

Jumbo loans: As low as 5%-10% down payment (varies) Jumbo loans are home loans that fall outside of the Federal Housing Finance Agency’s conforming loan limits. With that in mind, here are some other factors to consider when planning for the size of your down payment: Keep some savings in the bank.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 8, 2018

Do you look at your bank account and wonder, “where did all the money go?” A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. Use old receipts, bank statements to get an idea of how much you must spend.

Budgeting 133

Budgeting Budget Financial Goals Goals 133