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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government. For ideas to find those funds, read: 25 Ways to Find Money for Your Emergency Fund.

Bills 130
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Yes Virginia, There is a Money Tree

Prairie Eco-Thrifter

Earning a sub-poverty-level income for decades as a Catholic priest, he focused on his investments in his free time, and was worth nearly $1 million when he died. One way to do this in a two income family is to live off of one income and bank the other. We have enough to live on from other sources and an emergency fund.

Virginia 160
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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Trepidation about having the grand-kids open a savings account. Back then I had a passbook.

Money 124
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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. Free Money Wisdom: Get to Know Me, I Dare Ya!

November 188
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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Eric from Narrow Bridge Finance tells us what The True Cost of Something That is Free. We take advantage of anything we can get if it is free or cheap, but do we need to? and says, “While the real estate market continues on the road to recovery, there has been quite a buzz recently regarding reverse mortgages.