Prairie Eco-Thrifter

JUNE 22, 2014

Mom was a teacher by trade and she taught me some of her money-isms. Here are money tips from my Greatest Generation Era Mom. Know how much you have and make sure that you and the bank agree on that amount. After about 4 months, I decided that we needed to make sure we agreed with the bank. Carry some cash.

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Motherhood Moments

FEBRUARY 17, 2023

With inflation at a high, saving money may seem like an impossible task to some. Fortunately, there are methods to save small incremental amounts of money, which over time will begin to add up - this trend is dubbed as ‘microsaving.' The Round-Up Hack Another clever microsavings hack is the round up challenge.

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Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools.

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Savings Corner

DECEMBER 25, 2023

To see the annual percentage yield you can expect, compare rates on NerdWallet for thousands of savings accounts and certificates of deposit. Savings Cash Management CD Checking Money Market A savings account is a place where you can store money securely while earning interest. 5.50% APY reflects a.75%

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Calculators Savings Account Bank Banking 52

Prairie Eco-Thrifter

JANUARY 19, 2015

Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.

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Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! It’s October, and Christmas is in three months, so we need money quickly!

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Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money.

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Teresa's Deals

SEPTEMBER 2, 2015

If your like me, you are always looking for ways on how to save money for the Holidays. We always make a plan early in the year on how we are going to save when it comes to purchasing gifts for our loved ones. There are many ways you can save before and while you are shopping. How To Save Money For Christmas.

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Savings Corner

FEBRUARY 2, 2024

So how do we make money? Use this free savings calculator to understand how your money can grow over time. Nov 20, 2023 Edited by Yuliya Goldshteyn   Yuliya Goldshteyn Assigning Editor | Banking Yuliya Goldshteyn is a banking editor at NerdWallet. Here is a list of our partners and here’s how we make money.

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Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Well, kids, your parents lied to you – money does grow on trees. The trees are your investment accounts. ” How to grow your money tree. #117046655 / gettyimages.com.

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Prairie Eco-Thrifter

MAY 20, 2014

In the last few weeks, I’ve had three different friends come to me with a good problem to have: They have piles of money, but they have no idea what to do with that money. What has my money done for me lately? When you think about money as a tool, an as a means to an end, it doesn’t make sense to let it sit idle.

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What Is Saving?

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Prairie Eco-Thrifter

JANUARY 30, 2017

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” ” Money and control in a relationship is a complex and powerful topic. Watch for these other money tricks. Grabbing control.

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Prairie Eco-Thrifter

MARCH 4, 2014

When I was growing up, my ideas about money were limited. Save money in a bank account (or perhaps a company retirement plan). Along the way, as I was writing about money and trying to decide how to improve my financial situation, I read some books that changed the way I think about money.

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Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. Many people think that it is too hard to put money away.

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Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 24, 2021

I built a monthly system to set aside money specifically for our yearly bills and while I still dread writing those large checks, I am no longer paralyzed by it. Today, I built a monthly system to set aside money specifically for our yearly bills and while I still dread April, I am no longer paralyzed by it. Don’t let that deter you.

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Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. You can’t expect to go to sleep one night and wake up with your entire money situation figured out.

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Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. 2 – We opened up high-interest savings accounts and earned $250 in interest. We got a late start on saving for college so a large portion of our college savings has been sitting in our checking account earning zilch.

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Family Balance Sheet

JANUARY 31, 2020

Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL, on LESS Money. Related reading: How to Save Money on Groceries. from my Ibotta (grocery saving app). Frugal Kitchen in January: Meal Plan.

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Family Balance Sheet

AUGUST 11, 2016

” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. Start Saving for your Emergency Fund TODAY!

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For the Mommas

MAY 15, 2021

Sign up for free and transfer money earned to a college savings account or your bank account! When You Sign up for Upromise.

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Family Balance Sheet

MARCH 26, 2021

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

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Savings Corner

DECEMBER 24, 2023

What you need to know about the best savings accounts What do the best savings accounts have in common? The best savings account interest rates are around 5%. At a brick-and-mortar bank, you’ll often find savings rates closer to the national average, which is currently 0.46%.

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Discount Coder UK

JANUARY 15, 2013

Most of us have several bank accounts – savings accounts, credit cards and current accounts. Luckily there’s Money Dashboard, a simple way to make everything much easier. It displays all your accounts in one place so you get a. read more.

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Money Credit Cards Bank Banking 60

Savings Corner

DECEMBER 24, 2023

A person can bring home a big paycheck but have a low net worth if they spend most of their money. Liabilities : Any money you owe to another person or entity falls under this category. All of your retirement accounts are included as assets in your net worth calculation. That includes 401(k)s, IRAs and taxable savings accounts.

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Prairie Eco-Thrifter

FEBRUARY 3, 2016

And they will see that you put money aside in savings. Encourage them to save. Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. If they never get to manage the money they save, it is meaningless.

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Prairie Eco-Thrifter

MARCH 22, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. The entire series can be found under Money Tips. But I have discovered no softer pillow than having money in the bank for emergencies.

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Money Personal Finance Consumerism Plumbing 124

Couponing 101

JULY 26, 2011

In this current age of excess, we can all take a step back and redirect our values to understand that we must have money in order to spend it. This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. No point in wasting our money just because the cashier can’t count.

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Family Balance Sheet

JANUARY 25, 2013

Creating a Christmas spending budget in January really made me conscious of where that money was going to come from. Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays. It's awesome.

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Prairie Eco-Thrifter

SEPTEMBER 11, 2014

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. It seemed like magic.

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Family Balance Sheet

SEPTEMBER 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

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Family Balance Sheet

JULY 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

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2019 Club July Christmas 113

Prairie Eco-Thrifter

AUGUST 12, 2013

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). .

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Family Balance Sheet

OCTOBER 25, 2019

However by late summer, I found it easier to set aside the money directly from our budget. You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. You have 2 months to find some cash money.

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2019 October Club Christmas 100

Family Balance Sheet

MAY 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account.

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2019 Club Christmas May 100