Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

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Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Saving on Grocery Bills. Pay Your Bills on Time. Lower Your Utility Usage.

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Saving Money Money Bills Insurance 222

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Look over your current budget. Actually making a budget! We do it together.

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Debt Free Debt Emergency Fund Finance 241

Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Save for retirement T-O-D-A-Y.

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Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet. Making weekly payments will save interest.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

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Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. What about signs?

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Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Then see what the monthly payment would be with a consolidated loan.

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Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Imagine what your resources will be for tomorrow if you don’t start saving now.

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Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. Use a leasing versus buying calculator to calculate your potential savings. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. strict budget. 1 – Set a budget.

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Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

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Financial Goals Goals Debt Budgeting 100

Saving Everyday

FEBRUARY 15, 2014

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. Energy Saving Tips for Summer by The Frugal Mom.

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Saving Money Frugal Money Thrifty 71

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. The first thing we did was to review our spending and create a budget.

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Debt Debt Free Budgeting Budget 100

Saving Everyday

JANUARY 1, 2015

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new ways to save, so I’ve compiled this awesome list of over 60 articles to help you save on just about everything. by Koupon Krazed.

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Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ”A week in the electric world gets me considering the savings to be had.”

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Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Here are the ins and outs of the whole process – why you need one, how much you should have, how to save for it, where to keep it and what do to (and what not to do) with it.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast.

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Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going. It can save you time and headache, and maybe even a few bucks too. Some freedom.

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November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. How often do you and your spouse discuss your finances/budget/spending? I am the nerd.

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Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt?

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. During that time, I started to budget for everything. Every aspect of our lives was included in our budget. Another way to think of a budget is a spending plan. lined paper.

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Budgeting Budget Financial Goals Goals 133

The Frugal Girl

JANUARY 29, 2024

I had huge medical bills for the spouse, was only working PRN, and needed new ideas on cutting corners. How did you get interested in saving money? What’s the “why” behind your money-saving efforts? This means funds are tight. Since summer ’09, right after I had my first kid.

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Arkansas Frugal College Kids and Family 180

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We applied some of this extra cash towards debt and the balance was saved for medical expenses. Groceries. Restaurants. Who doesn’t?

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Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

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Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? After all, there’s no point moving into your dream home if you can’t afford to pay the bills or put food on the table!

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Money Home Debt Buy 186

Family Balance Sheet

FEBRUARY 10, 2017

And to be honest, we don’t regret it one bit, but things changed rather quickly in 2013 and we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. Our bills and responsibilities didn’t waiver however, even though our income dipped. We made a lot of changes since 2013.

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Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). Budget – Obvious, I know. I rarely use coupons.

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Debt Debt Free Pay Off Debt Finds 100