Family Balance Sheet
DECEMBER 29, 2020
Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I am a planner by nature, so I leaned into my spreadsheets. This is a 12-month spreadsheet.
Family Balance Sheet
MARCH 9, 2018
There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I am a planner by nature, so I leaned into my spreadsheets. This is a 12 month spreadsheet.
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Savings Corner
DECEMBER 25, 2023
Your debt-to-income ratio is the percentage of pretax income that goes toward monthly debt payments, including the mortgage, car payments, student loans, minimum credit card payments and child support. Property taxes: The annual tax assessed by a government authority on your home and land.
Savings Corner
DECEMBER 25, 2023
An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Credit profile. Your history of paying bills on time.
Savings Corner
DECEMBER 25, 2023
Knowing how to calculate your home’s value with the help of online tools and trained professionals better prepares you to buy, sell, refinance, tap into your home’s equity — or even negotiate lower property taxes. on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0
Prairie Eco-Thrifter
MARCH 16, 2011
This extra money can be used to fund your retirement account or pay down some bills. Get a property tax assessment. Your tax bill could be incorrect. Your state or province may be overbilling you for the cost of your personal property. You will however need good credit to qualify.
Savings Corner
DECEMBER 24, 2023
Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.
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