Family Balance Sheet

SEPTEMBER 19, 2014

In January 2015, we will not have a feeling of dread when the credit card bills start rolling in. Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Not a single dime! Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budget 100

Family Balance Sheet

MAY 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. Take these steps and have a Debt Free Christmas. Create a Budget. top photo credit.

Debt Free 100

Debt Free Debt Christmas Budget 100

Family Balance Sheet

MARCH 11, 2021

On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. Review Your Bills. 7 Ways to Spring Clean Your Finances.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. In January and February, my husband and I were contemplating replacing our 12.5

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

APRIL 2, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. Found Money Recap: January 2021 – I found $1681. I found $1681 and $3433.68, respectively.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take these steps and have a Debt Free Christmas. That merry time of year that is filled with faith, family, food, and a little bit of shopping.

Christmas 130

Christmas Budget Budgeting Money 130

Family Balance Sheet

DECEMBER 29, 2020

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I am a planner by nature, so I leaned into my spreadsheets. Color in the blocks as you hit your goals.

Budget 130

Budget Budgeting Family Property Taxes 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. 10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. What is a home equity loan? to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

JANUARY 7, 2011

The Digerati Life gives us some tried and true strategies we can use to pay our bills and find some spending balance. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. The Saved Quarter has 11 prizes to give away but hurry because the contest closes January 8/11.

January 113

January Personal Finance Finance Green And Frugal 113

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. Are you looking for more ways to cut your monthly expenses?

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

The Frugal Girl

JANUARY 29, 2024

When my daddy passed last January, I inherited all the heavy farm labor responsibilities- I never knew I could have impressive muscles😊 It feels like I’ve been going to a homesteading college this year, it’s a love/hate relationship. Since summer ’09, right after I had my first kid. How did you get interested in saving money?

Arkansas 177

Arkansas Frugal College Kids and Family 177

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. I had to remind myself that being debt free was the first step to fulfilling my dreams. I say, limit your driving all together.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen. I average about $18 a month.

College 130

College Used 2020 Saving 130

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JUNE 4, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January 2021 – I found $1681. Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground.

Money 130

Money May Donation 2020 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

APRIL 1, 2011

Did you make some financial goals for 2011 back in January? If you didn't make any goals in January, take some time to plan for the balance of the year. It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

JANUARY 5, 2019

It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. I want to reduce our debt by paying off our last non-mortgage loan. . It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. My word for 2019 is REDUCE.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 3 – Reduce your monthly utility bills.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 12, 2015

On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Review Your Bills.

Finance 100

Finance Cleaning Financial Goals Goals 100

Saving Cents With Sense

NOVEMBER 11, 2013

Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. Disposable income would be what is left after all of your bills for the month of November, December, and even January are paid. This holiday season, don’t go broke.

Budget 112

Budget Budgeting Holiday Debt 112

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Some of the most oft repeated tips are how to reduce your energy bill. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

NOVEMBER 23, 2014

We don’t like debt. The famous GI bill has been updated several times, but still provides significant benefits to veterans to obtain education and training. It is now known as the Post 9/11 GI bill. You have to go figure out what they are and whether you may be eligible. VA Mortgage. Education and training. Transportation.

Military 162

Military Grandfather Education Los Angeles 162