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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. Save $10k in a savings account, specifically earmarked for medical expenses. That’s the amount of our medical bills we need to pay before our bills are covered by the members’ shares.

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10 Best Bank Bonuses & Promotions of 2016

Coupons Do Work

Open an NBA Checking account at BBVA Compass Bank and you’ll be eligible to receive up to $125 in gift cards. Open a new, account (that qualifies) with a minimum of $50 on or before December 31st, 2016. Your bonus should be deposited into your account within six weeks of meeting the requirements.

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Medi-Share Update: One Year Later

Family Balance Sheet

We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. On the spreadsheet below, you’ll see that the December bills were quite high. A recap of our medical bills for 2017. Payment due to providers: $75,717.82.

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Planning for Christmas 2011

Family Balance Sheet

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. What makes me cringe is realizing how much we spent on Christmas in 2010.

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2019 Christmas Savings Club

Family Balance Sheet

It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued.

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2019 Debt Freedom Plan Update

Family Balance Sheet

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. I menu planned consistently to keep our grocery bills under control. Start Additional Savings Accounts. We were trying to be responsible.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. We must start saving for retirement again , we need to start college saving accounts, and it would be nice to take the kids to Disney while they’re still princess fans.

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