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Competing With Yourself To Save On Utility Bills

Prairie Eco-Thrifter

Unlike most people, I actually look forward to receiving my utility bills each month. I view each month’s bill – whether it be from the water company, the electric utility, or the natural gas provider – as a way to gauge how well I am doing in my efforts to both conserve energy and save money. Hard to believe?

Bills 202
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Planning for Christmas 2011

Family Balance Sheet

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. What makes me cringe is realizing how much we spent on Christmas in 2010.

Christmas 138
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I'm Doing a Pantry Challenge in February

Family Balance Sheet

In an effort to find some extra money to fund our Christmas Savings Account , I'm doing a pantry challenge in February. My goal is to reduce our grocery bill by $200. become a fan and 'like' FBS on Facebook. I took an inventory of my freezer tonight and I started plotting our meals for the month. Thanks for reading.

February 100
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Introducing the 2013 Christmas Savings Club

Family Balance Sheet

Another Christmas has passed by and while the memory of the Christmas shopping and spending is still lingering in my head, I've come up with a plan for all of us to start saving for 2013. Unless it's paid with cash, that is one hefty credit card bill come January. become a fan and 'like' FBS on Facebook. Thanks for reading.

2013 113
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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. We must start saving for retirement again , we need to start college saving accounts, and it would be nice to take the kids to Disney while they’re still princess fans.

Goals 100
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3 Simple Office Supplies for Smooth Tax Prep

Family Balance Sheet

For our small business, I file large receipts, bills, and statements in a large 4.5 I do pass this folder along to my accountant for his review. become a fan and 'like' FBS on Facebook. My desk might look like a mess (occasionally), but I do keep important financial paperwork organized. 3 Simple Office Supplies. inch binder.

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It Is Time To Teach Our 5 Year Old About Money

Family Balance Sheet

She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. Tears gone and her smile returns to her face. Let us know in the comments.

Money 138