Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. The short term sacrifice was for the long term goal of being debt free. The bill was paid for in cash! We discuss money every day!

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Consider their information, whether you use it or not. Take time to mull it over.

Making 240

Making Home Financial Goals At&T 240

Savings Corner

JUNE 13, 2024

Good credit is the door to many financial opportunities. It gives you access to financing with favorable terms, which means lower interest rates and higher credit limits. By familiarizing yourself with the information in your credit report, you can better understand how it impacts your credit score.

Building 52

Building Credit Credit Cards Monitors 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. Set Monthly Money Goals. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. During this time I literally worked and paid bills. I worked like a dog and paid bills. Put bills in one place. Open all bills when they come in.

Debt 100

Debt Credit Cards Debt Free Student 100

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. For more information, please see our Insurance Disclosure. Our goal is to give you the best advice to help you make smart personal finance decisions.

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

MAY 27, 2015

Together, we made the goal of paying it off early though. It’s important to be on the same page as your spouse about finances. I would break down and cry a few times, but he stayed calm, reminded me of our goals, and always gave me a say in opting out of it. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Pay Off Debt Finds 100