Prairie Eco-Thrifter

MARCH 14, 2011

FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill.

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Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

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Goals Debt Taxes Insurance 52

Savings Corner

DECEMBER 25, 2023

Lenders will often require you to attend a Title IV school, which means your school processes federal student aid. Without bills in your name, such as a credit card, car loan or utility, it’s hard to demonstrate that you can pay bills on time. Some lenders don’t offer loans in certain states.

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Student College Credit Debt 52

Family Balance Sheet

JANUARY 12, 2012

We also resolved to regularly discuss our finances with our spouse. Now that the desk top is clear, the files, piles, bills, statements, and receipts also need to be sorted and organized. As I go through the process, I will report our progress back to you. Have you been busy this week? Yesterday, we cleaned off our desks.

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Office Organic Organization Home 127

Prairie Eco-Thrifter

APRIL 3, 2014

What’s your thought process when you forget to buy or bring something you need? After realizing a financial mistake, like miscalculating a debt or failing to plan for a bill, and then beating yourself up on top of that financial stress, you’ll probably want to do something to make yourself feel better. Placating Through Spending.

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Emergency Fund Debt Bills Money 218

Family Balance Sheet

MARCH 13, 2013

But when our cable/Internet/phone bill increased over $100 from the previous month, we thought twice about our love for cable TV in our home. Anyway, following the advice of personal finance bloggers everywhere, I immediately called the company to understand why our bill increased by so much and negotiate a new price.

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Cable Internet Bills Personal Finance Bravo 113

Prairie Eco-Thrifter

FEBRUARY 5, 2012

In fact a lot of the things you can do to stay green actually save you money in the process. To me it’s a no brainer; be green and save money in the process… why wouldn’t you?! The website Love Food Hate Waste has some great ideas on how you can cut back on your food waste and save money in the process!

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Saving Money Money Green Grow Your Own 184

Prairie Eco-Thrifter

SEPTEMBER 30, 2012

From insulating your home, replacing windows, even completely upgrading your heating system to something more efficient, the options are endless… Including A Free Option Heating may take up about 45% of your utility bill, but luckily, there is more than enough heat to supply your home, sitting right beneath your feet.

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Saving Money Money Bills Saving 214

Prairie Eco-Thrifter

OCTOBER 17, 2012

I’d spend hours listing my income and bills and spending and then when I added everything up, there was never enough money to cover my expenditure. A personal budget is the most important step in getting your finances under control but you must be prepared to follow up on what you discover when you first draw one up.

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Budgeting Budget Debt Money 214

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world.

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Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JUNE 6, 2011

When it comes to debt, start off with a payment that allows you to still pay off your monthly bills. My payments were too aggressive and I ended up needing to re-borrow to pay my monthly bills. Paying off debt is great but having no quality of life in the process is not the way to do it. This is also true with our finances.

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Pay Off Debt Win Debt Goals 176

Prairie Eco-Thrifter

DECEMBER 12, 2012

Not only is it similarly internet-centric, but CEO Mark Zuckerberg was vocal in both his participation in, and support of, Bill Gates’ ‘Giving Pledge’. Finance and Insurance. Allstate has gained a reputation for cutting out demographic prejudice in the hiring process, hiring qualified women and people of color in equal measure.

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Green Recession Finance 2008 235

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Derailing them with sudden windfalls. Bailing them out.

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Kids Money Parenting Kids and Family 219

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Home Work Debt Credit 52

Koupon Karen

NOVEMBER 30, 2023

Don’t forget less obvious yet significant expenses like increased utility bills or potential healthcare costs. There are plenty of tutorials online to guide you through the process. It’s all about balancing providing the best for your baby and managing your finances. You can also get creative and repurpose items.

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Budget Budgeting Baby Friends And Family Sale 52

Penny Pinchin' Mom

MARCH 11, 2024

Entries such as your mortgage, gas, electricity bill, and so on are essential. Automate Your Savings Now that I had the baseline ($600 a month), the next step was to automate the process. This is when I’ve made all the mandatory payments, such as my mortgage and utility bills. I usually make it the first week of the month.

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Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 24, 2023

Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Determine the maximum loan you qualify for.

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Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 24, 2023

Debt consolidation is the process of combining several debts into one new loan. You still receive all billing statements from your creditors, so it’s easy to track how fast your debt is being paid off. Some agencies may work for low or no cost if you’re struggling with your finances.

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Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

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October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MARCH 10, 2013

I believe that if you use a process to make your decisions, you will be more apt to make more good ones than bad. You will get better and better at the process and hence make better and better decisions. Making good decisions year over year is not easy, but it can be done and practice in the decision making process can help.

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Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

OCTOBER 16, 2012

On the way home, I was thinking about how so many of us (myself included) worry about finances for the future but we don’t take care of our bodies and health the way we should. These little non-financial investments will typically end up benefiting us financially in the long run, as our medical bills won’t be as high.

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Sunglasses United States At&T Wellness 229

Prairie Eco-Thrifter

SEPTEMBER 26, 2011

This saves power, cuts electricity bills and does not affect the comfort of the workers. Issues such as raw materials used, manufacturing processes, end product and by-products of manufacture, business relationships, finances and investments are some areas that need to be addressed. So, is your workplace green?

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Green Work Economical Consumer 173

Prairie Eco-Thrifter

JANUARY 28, 2011

In order to go to Asia we have to get 4 visas which is a tedious process and takes a lot of time. How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. What did you do? Now, on to the PEP’s of the week.

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January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

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Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

NOVEMBER 4, 2011

They start to recognize money and to be able to tell the difference between different coins and bills (but probably won’t be able to understand that the coins have different monetary values). Explain how the checkout process works, point out the employees in the store and talk about what they do. Food Related. In the Car.

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. Are you currently in debt? It will also help you manage any additional debt.

Debt 113

Debt Finance Pay Off Debt Credit 113

Prairie Eco-Thrifter

OCTOBER 6, 2014

For example, in-floor radiant heating can save you money on your heating bills and reduce greenhouse emissions, but it can be extremely expensive to install because you have to tear up the existing flooring, install the heating elements, then either replace the old flooring or install all new flooring. Larger Changes. Money Tips'

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Green Recycle Recycled Recycling 113

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Tip: Have these documents handy ahead of time to avoid delays in the approval process.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Our goal is to give you the best advice to help you make smart personal finance decisions.

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Insurance Florida 2002 Home 52

Savings Corner

APRIL 4, 2024

Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

In many ways, the process is like a less strenuous version of getting a purchase mortgage. The loan will go through the mortgage underwriting process. The process will be completed in an average of 30 to 45 days. You can use these funds as retirement income, to pay medical bills or for any other goal.

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Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

JUNE 13, 2016

Last summer, in my annual ‘Grandma Rie’s Money Camp’ (the week long camp I have with my Grandchildren to help them learn about finances); we had a segment on selling and how companies sell to us. It took hours and we busted a tire in the process. It was eye opening for the 10 year old.

Buy 100

Buy Buying Coke Garage Sale 100

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. We tend to get so wrapped up wishing and dreaming about the end result that we never start the process. The good news is that it is possible for the rest of us to be successful too.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. Who handles the day-to-day finances in your home or do you work on it equally?

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

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Budget Budgeting Financial Goals Goals 133