Family Balance Sheet

SEPTEMBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. My monthly goal is $100. Divide your total by 2.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. A cash Christmas equals: a stress-free Christmas. a "I don't have to worry, because I've saved money" Christmas. a stressful January and beyond. We have to plan and save for it. The total interest paid will. be nearly $200.".

2013 113

2013 Christmas Club January 113

Family Balance Sheet

OCTOBER 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. I added the check to our savings. In March, I added $70 in $1 bills that I had been setting aside for the past year. My monthly goal is $100. Sign up for my email newsletter HERE.

2019 100

2019 October Club Christmas 100

Saving With Shellie

NOVEMBER 29, 2013

Capital One 360 (formerly ING) has brought back their FREE cash offer. This is my favorite Black Friday deal every year because who doesn’t need free cash this time of year!? Get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Family Balance Sheet

AUGUST 30, 2014

Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. On the 30th of each month, between January and November in 2014 , we will meet here to discuss our challenges and successes for the month with our grocery budget. Did you take advantage of in season produce prices?

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. I menu planned consistently to keep our grocery bills under control. Start Additional Savings Accounts. We were trying to be responsible.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 24, 2012

I keep our paper work organized and QuickBooks updated through out the year, so that when January rolls around, I only need to pull together the year end statements as they arrive in the mail. For our small business, I file large receipts, bills, and statements in a large 4.5 I do pass this folder along to my accountant for his review.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). This is the first year I started a Disney/vacation savings account of $25 a week.

Disney 83

Disney Hotel Goals Money 83