Prairie Eco-Thrifter

JULY 20, 2011

I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees. I’ve unintentionally gone too far a few times, and in doing so, learned valuable lessons about trying too hard to live a frugal life. Losing Valuable Time. Below are my three biggest discoveries.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Saving Cents With Sense

JANUARY 24, 2012

Even though I’m better now, I’m stuck with the debt of when I had to put bills and other expenses on my credit cards when I wasn’t working. You never realize how important work and health is until you are struggling with both, and quitting my job and going through a hard time truly humbled me.

Pay Off Debt 94

Pay Off Debt Debt Credit Cards Frugal Parenting 94

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. For example, good credit can improve your chances of landing a job or renting an apartment.

Credit Cards 52

Credit Cards Student Credit College 52

For the Mommas

FEBRUARY 9, 2011

In addition to the Dependent Child Exemption, these credits can reduce your tax bill. Child Tax Credit offsets tax bill dollar for dollar. Child Tax Credit offsets tax bill dollar for dollar. If you have four children, the credit can cut your tax bill by up to $4,000. A credit offsets your tax bill dollar for dollar.

Taxes 58

Taxes Giveaway Win Credit 58

Nicoles Nickels

SEPTEMBER 25, 2012

there were not that many deal bloggers and I posted 3 times per day. Since I work full time outside the house the 3 times per day was all I could do. Even then I sometimes felt like I was missing a great deal if it happened during the day, but my readers were loyal and I stayed with the 3 posts per day for a long time.

Giveaway 45

Giveaway Economy Full Time Bills 45

Family Balance Sheet

JULY 2, 2015

It took us two years of my husband working full-time at his job and then using every other second to work on the house. We sacrificed a lot of time together and took on a lot of stress during this time. We save and try to manage our finances, but do so with an openness to give money away as well.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 1, 2015

I work full time in IT and my wife works part time in retail. The bill was paid for in cash! Since becoming debt free, I have been involved with our local community, school district, as well as my company to help spread the financial literacy word. What do you and your spouse do for a living? We live in New York.

Debt 100

Debt Credit Cards Debt Free Credit 100

For the Mommas

JANUARY 11, 2011

When we get paid, I immediately subtract all the bills that need to be paid with that pay check. If there is money left in your budget at the end of the pay period, move it to savings as well. Shelly is a full-time fourth grade teacher and blogs at Coupon Teacher. Pay yourself first (or second, or third).

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

The Frugal Girl

MARCH 4, 2024

My dad was a blue-collar worker – a machine operator on the railroad who sometimes got laid off for periods of time in the winter. My mom cut coupons and sewed her own clothes and mine, as well. We paid an excavator (to dig the hole for the foundation), a well driller and a cabinet maker (for our kitchen and bathroom cabinets).

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

The Frugal Girl

JANUARY 22, 2024

For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support). We have a lot of free parks and nature reserves for hiking, and a wonderful library system that does free Inter Library Loans as well as lots of e-books.

Rent 182

Rent Son Frugal Home and Garden 182

Family Balance Sheet

DECEMBER 10, 2014

I took on extra work outside of my full-time accounting job. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. I started Careful Cents and used that as a platform to find freelance writing opportunities.

Debt 227

Debt Debt Free Financial Goals Goals 227