Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 124

Budgeting Budget February Groceries 124

Prairie Eco-Thrifter

NOVEMBER 12, 2011

This week I as your host have chosen the theme of “November” and here is why. November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Here are some cool things that happen in November. On November 18, 1883, standard time began in the United States.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year.

2019 100

2019 September Club August 100

Family Balance Sheet

JANUARY 10, 2014

The grocery bill can get out of control for me if I’m not careful. The Goal of the Grocery Budget Challenge is to keep our grocery spending in line and to be creative with our meal planning so that we aren’t over-spending. There will also be action steps every month due by the next meeting. Start meal planning ASAP.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. We have to plan and save for it.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

JANUARY 25, 2019

It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Did you over spend?

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 3, 2013

Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. I'm offering the excel spreadsheet FREE to my readers.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

JANUARY 21, 2015

Kelvin and I just celebrated 10 years of marriage last November. It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Every month, there will also be action steps due by the next meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

FEBRUARY 9, 2018

However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. A recap of our medical bills for 2017.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our bills and responsibilities didn’t waiver however, even though our income dipped. Our goal is still debt freedom. What are your financial goals for 2017 and beyond? So, you know I was serious!

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. If married, who initiated the debt free goal? Together, we made the goal of paying it off early though.

Debt 100

Debt Debt Free Pay Off Debt Finds 100