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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. sewer/trash bill – due quarterly.

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Mortgage Calculator with PMI and Taxes

Savings Corner

The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. The mortgage payment calculator can help you decide what the best down payment may be for you.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Increases in your assessed value can sometimes be negotiated downward, saving you tax money. What is assessed value? Who does the assessment?

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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

They aren’t necessarily pretty, but they can be practical and less costly than concrete or black top driveways – and they may be kinder to the environment. Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

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How Much House Can I Afford? Affordability Calculator

Savings Corner

While your household income and regular monthly debts may be relatively stable, unexpected expenses and unplanned spending can impact your savings. Depending on your credit score , you may be qualified at a higher ratio, but generally, housing expenses shouldn’t exceed 28% of your monthly income. Debt and expenses. Credit profile.

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Cost of Living Calculator | City and Salary Comparison Tool

Savings Corner

NerdWallet’s calculator doesn’t include tax data, which can vary by and within metropolitan areas. Bureau of Labor Statistics, the largest bill consumers pay each month is for housing. Home prices, property taxes and monthly rents vary from state to state, city to city, town to town and even neighborhood to neighborhood.

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Selling Your Investment Property?

Prairie Eco-Thrifter

Before you start spending your profits, take a breath and then sit down and think through what your net gain or loss might actually be – after taxes and all selling expenses. Some of the costs you may encounter in a real estate transaction can be quite expensive. Real estate is subject to yearly taxes by the county.