Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 9, 2015

I have built a monthly system to set aside money specifically for our yearly bills and while I still dread this month, I am no longer paralyzed by it. If you struggle paying quarterly or yearly bills on time, then keep reading! I started our personal escrow account years ago, when we refinanced our mortgage.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

JUNE 22, 2014

Mom was a teacher by trade and she taught me some of her money-isms. Here are money tips from my Greatest Generation Era Mom. Subtract out those checks, debits, ATM withdrawals, automatic bill payments and keep a current running balance. Bank the money you save into your savings account to legitimately call it saving.

Money 217

Money Mom Credit Cards Bank 217

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

Money 100

Money 2015 Emergency Fund Bills 100

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! It’s October, and Christmas is in three months, so we need money quickly!

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

FEBRUARY 6, 2013

Millions of Americans and Canadians are experiencing what the emptiness feels like…the emptiness of their savings accounts, the emptiness of their wallets, and the emptiness of their kitchen cupboards. Can you really save money making your own stuff? Yeah, that will save you some money. for packaging?

Grocery 252

Grocery Groceries Bills Used 252

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

College 130

College Used 2020 Saving 130

Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. I know how hard it is to start saving. Found Money.

Building 225

Building Emergency Fund Money Savings Account 225

Family Balance Sheet

NOVEMBER 25, 2019

If you’ve been following along since January 25, 2019, we’ve been working all year to set aside money each month to have a cash Christmas. My monthly savings goal was $100. However by late summer, I found it easier to set aside the money directly from our budget. I added the check to our savings.

2019 130

2019 November Club Christmas 130

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. You can’t expect to go to sleep one night and wake up with your entire money situation figured out.

Bills 113

Bills Money Bank Banking 113

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to money, most of us could stand to up our game a bit. Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. Money Tips' Define Your Weak Spots. So, what are your issues?

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

JANUARY 30, 2017

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” ” Money and control in a relationship is a complex and powerful topic. Watch for these other money tricks. Grabbing control.

Money 100

Money Camping Equipment Bank Banking 100

Family Balance Sheet

JULY 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

2019 113

2019 Club July Christmas 113

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money. Meal Plan.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 8, 2014

Do you know where your money goes each month? Today’s assignment: Determine where you are spending your money. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. and any single little thing that you spent money on. car service.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

OCTOBER 10, 2014

Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

MAY 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. Read: My Ebates Review. How did I do in May?

2019 100

2019 Club Christmas May 100

Prairie Eco-Thrifter

APRIL 25, 2011

Teach them how to pay bills. If you want to raise a financially responsible child then you need to get them acquainted with bills as soon as possible. You should however teach them the importance of paying their bills in full and on time. This is every bit of money that your child has coming in every month.

Bills 174

Bills Finance Budget Budgeting 174

Family Balance Sheet

JUNE 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. Read: My Ebates Review. How did I do in June?

2019 100

2019 June Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

However by late summer, I found it easier to set aside the money directly from our budget. You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. I added the check to our savings.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

MARCH 18, 2011

Can't we use your money?" She counted out 5 $1 dollar bills and was ecstatic when she realized she had a dollar left. She handed me the $5 without even flinching and that is when it hit me that it was time to start talking about money with her. This was literally the first conversation we have had about money.

Money 138

Money Equal Grandfather Daughter 138

Family Balance Sheet

APRIL 25, 2019

So far I’ve found the money in a variety of ways: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I added the check to our savings. Find all of the Christmas Savings Club meetings here!

2019 100

2019 April Club Christmas 100

For the Mommas

JULY 13, 2016

10 Money Habits You Need to Quit. In this article, you will read about 10 bad money habits that you need to quit in order to be more financially savvy. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

10 Money Habits You Need to Quit. In this article, you will read about 10 bad money habits that you need to quit in order to be more financially savvy. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund.

Money 40

Money Credit Cards Bills Budgeting 40

Family Balance Sheet

JANUARY 11, 2019

Save $10k in a savings account, specifically earmarked for medical expenses. It was an easy process and I know that we could have saved money by doing it online, but I trust that everything is properly complete. Unfortunately, we had a medical event in 2017 and we were on the hook for the first 10k of bills.

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Prairie Eco-Thrifter

MARCH 22, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. The entire series can be found under Money Tips. But I have discovered no softer pillow than having money in the bank for emergencies.

Money 124

Money Personal Finance Consumerism Plumbing 124

Couponing 101

JULY 26, 2011

In this current age of excess, we can all take a step back and redirect our values to understand that we must have money in order to spend it. This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. No point in wasting our money just because the cashier can’t count.

Saving Money 103

Saving Money Money Kids Debt 103

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. Many people think that it is too hard to put money away.

Bank 265

Bank Banking Money Saving 265

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). Open an NBA Checking account at BBVA Compass Bank and you’ll be eligible to receive up to $125 in gift cards. Here is a list of the top 10 for 2016.

Bank 100

Bank Banking 2016 Bank of America 100

Prairie Eco-Thrifter

SEPTEMBER 26, 2012

I still have debt to pay off and want to buy a house, so all of that inflation money could go toward saving or paying down debt more quickly. I think setting it up like this so that it never hits my account will stop me from rerouting the money toward less important things, like new dresses and shoes.

Debt 189

Debt Goals Money Bills 189

Prairie Eco-Thrifter

JANUARY 1, 2013

Set up a savings account linked to your checking account and automatically transfer a set amount every payday. I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Wouldn’t you rather have that money to save or spend?

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JANUARY 11, 2011

Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents. And even though we have the money to pay the bills off completely, I am still a bit queasy as I push the send button on my online bill payer. I'm hoping that if I plan now, I'll spend less later.

Christmas 138

Christmas 2011 Bills Credit Cards 138