The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. It’s reminiscent of the WWII mantra, in fact!

Arkansas 182

Arkansas Frugal College Kids and Family 182

For the Mommas

JANUARY 3, 2011

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow. Don't miss the newest deals.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. Okay, congratulations on that, but have you fully funded your emergency fund? But wait, you say, I’m not one of those people.

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Our Debt Freedom Plan. We will cash flow a FAMILY TRIP TO DISNEY.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. And, I can explain how to do it in just a short blog post. Like, a lot.

Finance 187

Finance Emergency Fund Re-use Simple 187

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Cactus: Wealth Creation Online: Invest It Wisely Interview – There are a stack of really great personal finance blogs online and keeping up with them can be tough, this series introduces you to those who I think are well worth knowing about. Today I’m going to talk about getting those emergency funds going.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JULY 4, 2011

Kevin Mulligan from RothIRA.com’s Retirement Planning Blog tells us how to Take Advantage of Retirement Accounts for a Side Business. Jim Yih from Retire Happy Blog discusses Reverse Mortgages , and says, “Reverse mortgages are marketed effectively but are they really all they are cracked up to be?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

APRIL 30, 2014

Use May to use up what you have stored in your pantry and freezer and see how much grocery money you have left over at the end of the month to put towards other things, such as an upcoming vacation or your emergency fund. And what are your emergency meals that you always have on hand? How did you do in April? February Meeting.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Each clip corresponds with one of the blog posts included this week. John S from Frugal Rules shares Blogging Tips From a Beginner , and says, “Before I began blogging, I thought there was a difficult point of entry. Thankfully, I was wrong and have found blogging to be fun and quite enjoyable.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

AUGUST 11, 2014

She blogs at Happy Healthy Mommy. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Blogging about it helped hold me accountable. Welcome to Debt Free Stories. Today, I am pleased to introduce you to Tracy. She paid off $41,587 in debt in 14 months!

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

OCTOBER 15, 2011

Better to refinance and sink those funds into the treasury market! Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year. Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 3, 2012

Increase Family Emergency Fund to Six Months Salary. The good news about making this list is that it has given me many blog post ideas for 2012! Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. This might take us 2 years to achieve. Let us know in the comments.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

SEPTEMBER 9, 2014

She blogs at The Debt Myth. I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 22, 2020

I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 2, 2017

They seem to be everywhere on Facebook, blogs, radio shows, and websites. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies. Read: How to Build your Emergency Fund.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. Earn Additional Income. Apply any Found Money to Debt. This will also be the year that we clean out our clutter. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 1, 2015

For the past two years, I held monthly accountability challenges on the blog. I liked having an accountability challenge here on the blog in 2014, but this year I’m going to try something different by posting our weekly meals while sticking to our $400-$500 budget. Choose Thrift First Challenge. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

emergency fund, so we started throwing what little extra we had straight. Then I wrote a series about it on my blog. First, we will save our six-month emergency fund. In my debt-payoff story on my blog, I shared. Did you follow a particular debt freedom plan or book, such as Dave. We already had a small.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Write a blog and put your monthly reports online. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. Today’s Debt Free Story is from Charissa.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Read more about Shannon’s debt free journey.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. Today’s debt free story is from Aja. Tell us about you and your family. Where are you from? What do you and your spouse do for a living?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MAY 27, 2015

She blogs about living a fabuLESS life at Snyders Tell All. I also blog at Snyders Tell All. Make sure to have an emergency fund so you’re not put back into debt when something comes up. Today’s Debt Free Story is from Olivia. Tell us about you and your family. Where are you from? What are your hobbies?

Debt 100

Debt Debt Free Pay Off Debt Finds 100