Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! They keep us very busy! Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

She blogs about books at [link]. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MARCH 10, 2013

I believe that if you use a process to make your decisions, you will be more apt to make more good ones than bad. What is your vision of your financial future? Have a goal, develop a plan and use it to make your choices – the ones that lead to moving your plan forward. Using common sense. If not, think again.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

Why do you spend money on the things that you buy? What do you actually want to use money for? Your Money Personality A little more than a year ago, I read a book called First Comes Love, Then Comes Money: A Couple’s Guide to Financial Communication. Will this expenditure help me reach my goals?

Motivation 250

Motivation Money Goals Finance 250

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. Get out on the Rail Trails – Rail trails are old railway lines that have been converted to multi-use paths designed for pedestrian, bicycle, skating, equestrian, and/or light motorized traffic. Find a free court, borrow or buy rackets and balls, and go play some tennis.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. The tween years are upon us, so any advice to help us navigate the waters are much appreciated. They were yummy and a great way to use up leftover chicken. Unintended savings.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind. These were questions such as ” Which of your parents made the financial decisions”. If All Else Fails, Get Financial Therapy! There apparently are now financial therapists.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

JULY 22, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? While we were paying off our debt there were many books that we helpful. I cancelled my gym membership because I rarely used it. I used to just buy whatever I wanted regardless of the price.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

APRIL 19, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I sold old stuff I no longer used/wanted. I explain exactly how to create a Wants and Needs list in my book. More book info below.). Same tips as above, really and there are tons of tips and insights about this in my book.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

SEPTEMBER 20, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? After getting my husband on board, we bought The Total Money Makeover on audio book and would listed to it on repeat daily. We stopped buying stuff. We started cooking at home more, a big issue for us was eating out.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

OCTOBER 9, 2014

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. We used to spend hundreds of dollars a month going out to eat at restaurants. Dining Out.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JUNE 16, 2015

I ended up spending the remainder of my pregnancy using a cane. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Don’t buy stuff you don’t need even if it seems like a great deal. Decide here and now what your goals are and write them down. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. We use an online account like, Capital One 360 (my referral link). Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. 18 – Use Cash Back Grocery apps. What is your craft?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 2, 2015

We ended up buying a house from a relative, which put us in even more debt. However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. If we want to buy a car, we save and pay cash.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 21, 2015

It took use about 10 years because we didn’t get serious until the 11th hour. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We bought some stuff that we had been waiting to buy.

Debt 100

Debt Debt Free Finds Home 100

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I still remember saving my change as a kid so I could “shop” for books at yard sales.) Yup, I’m a voracious reader.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. If you can make it from scratch rather than buying it – do it. The list helps keep me focused and prevents me from buying other items.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

Soon after making that decision we found out our church in Chattanooga would be hosting Dave Ramsey’s Financial Peace University. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? This ultimately is what put us on the fast track for paying off debt in such a quick amount of time.

Debt 100

Debt Debt Free Finds Finance 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

In my book, insurance is an absolute necessity. These are the financial moves that might seem painful at first but will come in handy should the worst happen. Instead of buying that new bag with the extra cash you have, how about getting a new insurance policy and paying your first premium? They can be anything.

Money 52

Money Insurance Debt Bulk 52

Savings Corner

DECEMBER 25, 2023

The Internal Revenue Service (IRS) says passive income can come from two sources : rental property or a business in which one does not actively participate, such as being paid book royalties or stock dividends. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 25, 2023

Use investment funds to reduce risk Risk tolerance is one of the first things you should consider when you start investing. But long-term investors often see such downturns as a chance to buy stocks at a discounted price. Here’s how bonds work and how to use the many different types of bonds to power your portfolio.

Taxes 52

Taxes Growing Money College Tuition 52

Family Balance Sheet

MARCH 4, 2015

I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? If I couldn’t honestly answer yes to that question, I didn’t buy. No, I didn’t.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I ended up taking Financial Peace University as well.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. This was further compounded by a number of other situations.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

Two catalysts that helped set us up to pay it off quickly: 1. The first and most important step to paying off our house, was buying a house we could afford. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I rarely use coupons. He does not do car payments.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. Don’t buy it. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. Oh and toilet paper.

Debt Free 100

Debt Free Debt Budgeting Budget 100