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How Much Car Can I Afford?

Savings Corner

Use a leasing versus buying calculator to calculate your potential savings. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Plug your interest rate, desired repayment term length and car price into the calculator.

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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. The earlier you start building up your nest fund, the more time you have to grow your money through compound interest.

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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

1 – Calculate your debt. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Here are the steps we took to pay off that pesky non-mortgage debt.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows! Why Do You Need One and How Does it Work?

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Investment Methods

Prairie Eco-Thrifter

I’m always on the look out for investment books I haven’t yet read. Net current asset value is calculated by subtracting total liabilities from total current assets and then subtracting the value of preferred shares outstanding from that. I pick up a lot of them at garage sales for 25 cents to a $1.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? They keep us very busy!

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