article thumbnail

Q&A | cinnamon, SIM, jeans, and grocery spending

The Frugal Girl

I’m an older adult in college also, and I would love to have the option to listen to the books I have to read. I load my books into the Vital Source Bookshelf app on my phone and I listen through that app. The post Q&A | cinnamon, SIM, jeans, and grocery spending appeared first on The Frugal Girl. Thank you!!

article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 3 – Cook/Eat from the pantry and freezer. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. What can you do to prevent those expenses?

February 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Our 2023 Financial Goals

Family Balance Sheet

I did read a few books that year on both subjects, but it was not an earth-shattering goal. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. I spent about $870/month on groceries.

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

article thumbnail

Frugal February

Family Balance Sheet

Assign a budget category to each transaction, so you can add up what you spend on food, fuel, clothing, self-care, etc. 3 – Cook/Eat from the pantry and freezer. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control. What can you do to prevent those expenses?

February 100
article thumbnail

How to Save Money on Groceries

Family Balance Sheet

Batch cooking: Buy in bulk, batch cook, and freeze in portion sizes. Freezer cooking sessions: This wildly popular cooking technique saves time and money by setting aside time to prepare a lot of meals at once. Cooked chicken and veggies can be frozen and used in soups or casseroles at a later date.

article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month? Try freezer cooking. I found this post very helpful.