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8 Action Steps for a Frugal February!

Family Balance Sheet

Do you know how much money is flowing in and out of your bank accounts? Review your spending daily to understand where your dollars are going. Review your calendar every night to preview the next day. Pack snacks, drinks, coffee, books, etc to take with you to hopefully prevent unexpected purchases. 5 – Plan ahead.

February 130
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Dining Out For Less

Shereen Travels Cheap

I usually keep a set of reusable utensils in my bag for food cart stops, so I'm helping the earth a little bit and have a better, more durable fork or spoon to eat with. It's better than a Google review, because it's specifically for your server. Skip the kid's menu - If you can, try to avoid the kid's menu.

Dining 174
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Frugal February

Family Balance Sheet

If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! Check out the group and watch my Facebook LIVES where I describe the steps to writing a budget. This is to keep out any trolls and help to keep the group a safe and encouraging place.). 2 – Track your cashflow.

February 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses.

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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Eating out harms you in two ways. It is always costlier than eating at home, and it makes you fat, no matter whether you are buying a quick snack at a fast food restaurant, vending machine or a convenience store. Do the same for books. Find out any similar places or situations where you can make cuts. Carry Snacks.

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How to Save Money on Groceries

Family Balance Sheet

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! Seriously, my kids claim hunger ALL.DAY.LONG. According to the U.S.

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Ways for Busy Parents to Teach Young Children About Money

Prairie Eco-Thrifter

You want your kid to be financially savvy. But you are a super busy parent, with work, continuing education, business travel, your kid’s other activities, church and the myriad of other things that demand your time and attention. Kids this age can start to learn that we can get things by trading. At the grocery store.

Money 187