Family Balance Sheet

NOVEMBER 5, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Motherhood Moments

MARCH 4, 2023

Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

AUGUST 11, 2016

It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Although I have not personally used this resource. Start Saving for your Emergency Fund TODAY!

Emergency Fund 100

Emergency Fund Money Finance Debt 100

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. I seriously overextended on planting and underestimated how much work my dad used to do so hopefully I’ve learned from my mistakes & will not kill myself in the garden this year!

Arkansas 180

Arkansas Frugal College Kids and Family 180

Prairie Eco-Thrifter

JULY 28, 2014

Not long after college, a friend of mine gave me a list of recommended books. Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Over the years, my husband and I have pretty much narrowed down our spending priorities so that we only use our money on the things that are most important to us.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

JUNE 30, 2015

Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Write a book about our debt free journey. Share your vision by joining the growing community of women inspired in the comments below, or on Twitter using the hashtag #womeninspired. Celebrate with a trip to Walt Disney World.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Savings Corner

DECEMBER 25, 2023

Use a leasing versus buying calculator to calculate your potential savings. What is affordable comes down to how you plan to use your vehicle, so read up on the full benefits and drawbacks of each before you commit. A used car payment should be no more than 10 percent, but that number varies by expert. How much you use your car.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Though using coupons certainly helps, there are other ways too. If there is a non-perishable item on sale, pick it up if you use it often even if don’t need it right away.

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

MAY 20, 2014

It’s one thing to have a couple thousand dollars in an emergency fund. 5 Books with Insights that Changed the Way I Think About… Are These 5 Investing Mistakes Eroding Your Returns? When you think about money as a tool, an as a means to an end, it doesn’t make sense to let it sit idle. Invest that Money.

Money 200

Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

MAY 25, 2014

I opened a retirement account during that period, but it involved a managed fund with a 2% annual fee. My rewards credit cards were feeble, and I didn’t have a plan for using them. Why I Don’t Use Credit Card Rewards Programs. I didn’t refinance my home when I should have. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Penny Pinchin' Mom

JANUARY 16, 2024

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

MARCH 23, 2015

What innate abilities can be put to use to help you start the path to wealth? Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Use every tool at your disposal to aid your persistence. Read more about it in my book: Choose Wealth! Explore your talents.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

JULY 4, 2011

Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#. My parents have helped us in the past. He used this email to save thousands of dollars on his last three car purchases. Thanks for letting us know your secret.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Learn from books but learn from doing and observing as well. We have enough to live on from other sources and an emergency fund. #117046655 / gettyimages.com. Keep saving.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

SEPTEMBER 9, 2014

I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Quitting my job is one of the things being debt free has enabled us to do. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? It’s awesome to (FINALLY!)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

MAY 6, 2016

I’m always on the look out for investment books I haven’t yet read. Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. Stock picking formulas.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 11, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Use this to develop a budget & determine where you will cut back. (If Use cash system with envelopes for your over spending areas. I had good tax returns due to high with holdings (lesson learned).

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

MAY 26, 2016

I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! They keep us very busy! Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

It took use about 10 years because we didn’t get serious until the 11th hour. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Kelvin came along (using airline points) and we lived it up in Vegas for 6 days and drove over to LA to see friends for a day. The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 3, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

That is an extremely small amount of interest on a house because of how quickly we paid it off, but to us, that is $11,000 that could have gone into investments or been used elsewhere. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. We are currently working towards fully funding our emergency fund. At that point I knew something had to change. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100