Prairie Eco-Thrifter

NOVEMBER 8, 2012

When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

MAY 25, 2014

If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money. I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. Ballenger was another teacher who lived frugally but well (often traveling around the world). Learn from books but learn from doing and observing as well. We have enough to live on from other sources and an emergency fund. Gladys Holm.

Virginia 160

Virginia Money Real Estate Growing 160

Prairie Eco-Thrifter

MARCH 23, 2015

Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Consider not only the financial aspects, but the life enjoyment aspects as well. Too great a focus on money may well hinder your ability to gain true wealth (as opposed to monetary riches). I chose wealth, so can you.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Do the same for books. How can you accomplish this, especially when the prices are rising?

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

JULY 4, 2011

Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. Chuck wrote the book to challenge how people think about money.&#. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

SEPTEMBER 9, 2014

I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. It’s awesome to (FINALLY!) Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 21, 2012

Well, this time I have done it again and put together some good laughs for you to enjoy on your Monday morning. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.” Hello and welcome to this week’s Carnival of Personal Finance.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 6, 2016

I’m always on the look out for investment books I haven’t yet read. There is another called the “Magic Formula” described by Joel Greenblatt in his book “The Little Book that Beats the Market” This is reportedly also based on value investing principles. My copy has a copyright date of 2008.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. emergency fund, so we started throwing what little extra we had straight. Communicating well and communicating often has made talking about. First, we will save our six-month emergency fund. This book shares debt-free stories.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. Finally, we took the dive by making a budget and starting our debt snowball. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. I’m a saver, always have been. Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

The Frugal Girl

JANUARY 29, 2024

My first memory of helping was around 2 years old; I kept a ledger of expenses at 8 years old, which reflected priorities early (books & leather boots) & so it goes. What’s the “why” behind your money-saving efforts? Plus the Examen habit -I write down gifts daily, I must for my heart) 11.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

JANUARY 21, 2011

Usually when I walk home, I listen to a book. Well yesterday, my book finished half way through the walk so I decided to turn on some tunes. Well let me tell you, I was grooving out. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. But I do realize some things happen that we don’t plan for as well. We made a plan and it ended up being God’s will as well.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. She cleans every other week and frees up time for my daughter and me to spend together. What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235