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8 Action Steps for a Frugal February!

Family Balance Sheet

Review your spending daily to understand where your dollars are going. One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

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Frugal February

Family Balance Sheet

Review our spending daily to understand where your dollars are going. One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

February 100
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Variable categories change monthly depending on your spending habits and include categories like groceries, dining out, clothing, utilities, and entertainment. Groceries.

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