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8 Action Steps for a Frugal February!

Family Balance Sheet

Review your spending daily to understand where your dollars are going. One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

February 130
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Frugal February

Family Balance Sheet

Review our spending daily to understand where your dollars are going. One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

February 100
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How to Save Money on Groceries

Family Balance Sheet

Examples: Heinz ketchup: $2.29/32 My absolute favorite cash-back grocery app is Ibotta, and I earn cash back on almost every grocery trip. From my complete review and strategy, read Ibotta Review: How I Earn Cash Back on Groceries. For example, a typical sale for chicken breast is $1.99 3 lbs = $2.99/lb

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Groceries. I talk a lot about grocery spending on this blog. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS.

Budgeting 100
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How to Save Money on Groceries

Family Balance Sheet

Examples: Heinz ketchup: $2.29/32 Instead of a bulky price book, I use the Notes app of my phone to list my buy price for the higher priced staples, such as paper products, detergent, and meat. For example, a typical sale for chicken breast is $1.99 My absolute favorite cash back grocery app is Ibotta. 071/oz, vs. $3.49/64