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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. After our mortgage, grocery spending is our next largest expense.

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. How much cash can you find?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

1 – Determine how much you need. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month?

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Reduce Your Spending in 3 Budget Categories | 31 Days to Organize Your Finances

Family Balance Sheet

I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. When reviewing your spending from the previous challenge, realize there are two types of spending categories: Fixed and Variable. Groceries. I talk a lot about grocery spending on this blog.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

1 – Determine how much you need. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Reduce your grocery spending without sacrificing quality. Can you answer this question, how much do you spend on groceries each month?