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8 Action Steps for a Frugal February!

Family Balance Sheet

Review your spending daily to understand where your dollars are going. One way to track your spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Groceries is the easiest budget category TO GET OUT of control and the easiest budget category TO control.

February 130
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses.

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Frugal February

Family Balance Sheet

If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite! Review our spending daily to understand where your dollars are going. One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day.

February 100
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How to Save Money on Groceries

Family Balance Sheet

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! Seriously, my kids claim hunger ALL.DAY.LONG. According to the U.S.

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How to Save Money on Groceries

Family Balance Sheet

Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. As my kids have grown into a teen and tween who eat as much as adults, I spend about $700/month–this includes anything I buy at the grocery store, so it includes paper and cleaning products. Look for grocery clearance.