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The Spending Plan Mentality

Prairie Eco-Thrifter

in Psychology , says that what we call things, and how we think about certain concepts, can influence our behavior. When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. But calling it a spending plan makes me feel better. My husband, with his Ph.D.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. No, I didn’t.

Debt 100
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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes.

Debt 100