Savings Corner

FEBRUARY 2, 2024

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Before the first meeting on the 25th, everyone needs to create a Christmas Gift & Spending Budget for 2013. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Savings Corner

DECEMBER 24, 2023

We then narrow our focus to which purchases are likely to be put on a credit card and earn rewards, subtracting expenditures like housing, vehicle purchases and education. For example, a card’s grocery rewards rate receives a 23 percent weighting based on how much of the average person’s budget is spent on groceries.

Credit Cards 40

Credit Cards Credit December Calculators 40

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Include gifts, but also travel, decorations, cards, stamps, parties, etc. 3 Smart Steps to Pay Cash for Christmas.

Christmas 130

Christmas Budgeting Budget Money 130

Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse. In addition, people should resolve to improve their WalletScore.

New Year's 130

New Year's Money Finance Debt 130

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. That is $100 a week you can be using to BUY GROCERIES!

Saving Money 221

Saving Money Money Budgeting Budget 221

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. I paid it all in cash (try not to pay in credit cards…). Gwyneth Paltrow $29 Food Stamp Budget – I pay $30 a week no food stamps.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. If the budget is tight, you can plan your vacation around the cheapest destinations. Travelocity with the Travelocity Credit Card. The Travelocity card has a $35 annual fee. A current example is the British Airways 100,000 bonus miles credit card.

Budgeting 69

Budgeting Budget Travel Discount 69

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. It’s part of being a responsible family budgeter.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. It was all consumer debt spread over 5 credit cards. We cut up our credit cards and never used them again. We cut up our credit cards and never used them again. Today’s Debt Free Story is from Brian.

Debt 100

Debt Credit Cards Debt Free Credit 100

For the Mommas

FEBRUARY 4, 2016

Tips for Celebrating Valentine’s Day on a Budget. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Now, there are a couple things you should take into account when it comes to celebrating Valentine’s Day on a budget. Valentine’s Day Candy on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. Save for retirement T-O-D-A-Y.

Debt 130

Debt Money Building Credit Cards 130

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can even use a budgeting app if you need a little more support reaching your financial goal. As per your budget, how much do you need to use every week? I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Family Balance Sheet

SEPTEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. In June, I was rather uncreative and pulled the $100 from our monthly budget.

2019 100

2019 September Club August 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Credit Card Cash Back Redemptions in July: $196. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but because I was trying to limit our overall spending.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

APRIL 2, 2021

This money will be put in our Medical Out-of-Pocket budget category. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. We use this credit card for almost all of our business expenses and we pay it off every month.

March 130

March Money Donation Credit Cards 130

Savings Corner

DECEMBER 24, 2023

Simply fill in your outstanding loan amounts, credit card balances and other debts. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like.

Debt 52

Debt Calculators Credit Cards Credit 52

Saving With Shellie

JANUARY 5, 2012

This is a free budgeting resource and it is truly fabulous. One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. I think you’ll actually have fun budgeting with this tool. One of my favorite free resources on the web is Mint.com.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Couponing 101

MARCH 26, 2019

So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. If that sounds like a system you would benefit from, read on for my step by step guide on how to use the envelope budget method to save money. Step 2: Determine Your Budget. Do not use a credit or debit card!

Saving Money 88

Saving Money Money Used Budgeting 88

Savings Corner

DECEMBER 27, 2023

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. From pre-qualifying to getting funded, taking out a personal loan can be pretty painless, with many lenders offering smooth online applications and same-day funding.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Motherhood Moments

DECEMBER 15, 2022

Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? If I also have an offer attached to my credit card for the retailer where I’m purchasing my chocolates, I can use both! Activate this offer—you’ll get 10% cash back!”

Thrifty 100

Thrifty Credit Cards Credit Consumer 100

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Create a Budget If you don’t have an up-to-date budget, create one. What about signs? This was the first step for me.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

SEPTEMBER 2, 2011

There are plenty of money tips for college freshman but I just have three: watch your pennies, start a budget and don’t open a line of credit. Credit Cards for College Students. It is really important to build your credit and a large part of your credit history is dependent on the average age of accounts.

College 180

College Money Student Budgeting 180

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Since the underlying theme of this series is planning and budgeting, today’s assignment is to create a gift giving fund. Welcome to 31 Days to Organize Your Finances.

Finance 100

Finance Giving Organic Organization 100

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. you wa Related posts: Black Friday Websites 2009 Father’s Day Freebies Frugal Tip Monday-Celebrating Valentine’s Day On A Budget. With gas prices nearing $4, who has the money for that family vacation this year.

Budgeting 40

Budgeting Budget Travel Discount 40

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Each month when they do their budget, they update their chart. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card. What I do is come up with a specific budget , one that covers all our basic needs. Ultimately, it is the money you could have saved to buy your dream car.

Cars 52

Cars Car Bank Banking 52

Shereen Travels Cheap

MAY 29, 2024

Invest in travel insurance or check your coverage through your credit cards. There's nothing worse than having to spend the night somewhere and not having an extra change of clothes, toiletries, or other necessities when you need them. Things happen and it's not always optimal.

Flights 218

Flights Summer Travel Airline Travel 218

Family Balance Sheet

NOVEMBER 25, 2013

This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it. It was due on January 19 and I had had enough–no more ridiculous credit card bills. We sliced and diced our budgets. Our very first meeting for the club was on January 25th.

Club 100

Club November Christmas Credit Cards 100