Family Balance Sheet

NOVEMBER 20, 2013

If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you. Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. Please put Christmas Spending Budget in the subject line of the email.

Budgeting 164

Budgeting Budget Christmas Gifts 164

Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My wins in March: I stayed within our budget of $450.

Budgeting 100

Budgeting Budget March Groceries 100

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for November.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

FEBRUARY 1, 2023

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. I’m a big fan of Zero Based Budgeting.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 6, 2021

January 2021 was a month of extremes in my family’s finances. Found Money in January: $1681. I started donating plasma in January!!! A friend referred me and by the end of January, I made $591. I said goodbye to mini-van life in January when we traded in our 2007 Honda Odyssey for a 2018 Toyota Highlander.

Finance 130

Finance January Family 2020 130

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Before the first meeting on the 25th, everyone needs to create a Christmas Gift & Spending Budget for 2013. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Take advantage of my free budget excel spreadsheet that I offer to email subscribers. 3 Smart Steps to Pay Cash for Christmas.

Christmas 130

Christmas Budgeting Budget Money 130

Family Balance Sheet

JANUARY 31, 2020

Frugal Kitchen in January: Meal Plan. I started a new grocery shopping routine in January and it is working out splendidly! — We ate a lot of sweet potatoes in January. Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts.

January 130

January Frugal Green And Frugal Homemade 130

Couponing 101

NOVEMBER 6, 2019

Unfortunately, it can also turn into a budget buster. If there is any flexibility in your travel plans, aim to visit Universal Studios Hollywood during its off-season, which usually runs from January to May. The post 5 Tips to Enjoy Universal Studios on a Budget appeared first on Couponing 101. Buy Souvenirs Elsewhere.

Budgeting 55

Budgeting Budget Food and Drink Saving Money 55

Family Balance Sheet

NOVEMBER 25, 2019

On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly savings goal was $100.

2019 130

2019 November Club Christmas 130

Marnies Coupon-a-rama

FEBRUARY 1, 2014

Here''s what we did for January!! FINAL OOP for January: $123.36! Looks like we are starting the year off good. Our goal was $125 and we made it!! OOP: $156.40 $33.04 (minus rebates etc.) TOTAL SAVINGS: $785.62!! Total hours spent 16 1/2 hours includes cutting, sorting, preparing lists and shopping-I kept a log We made $47.67

January 40

January Budgeting Budget 2014 40

Savings Corner

DECEMBER 27, 2023

Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. The best bad-credit lender offers the lowest annual percentage rate and monthly payments that fit your budget. Add the new loan payment to your budget On-time loan payments can build your credit.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

MAY 4, 2016

I found a big bag of chicken wings that I bought in January during the Super Bowl sales. The post Day 4 of 31 Days to Slash your Grocery Budget: Pantry Challenge appeared first on Family Balance Sheet. I also found a big bag of frozen grape tomatoes and pasta that I will use to make Pasta with Clams and Fresh Tomatoes.

Groceries 100

Groceries Grocery Budgeting Budget 100

Family Balance Sheet

FEBRUARY 28, 2019

We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 5 Action Steps for a Mindful March: 1 – Write a budget/spending plan for March. I’m a big fan of Zero Based Budgeting.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. One month down for 2019. 2 – Track your cashflow.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2023

In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. Sidebar: Restaurants are also a budget buster for us, and I will be extra diligent in this category as well. Travel and vacations will always be a part of our budget. Get out the shovel!

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

JANUARY 25, 2019

On January 25, you might not want to even think about Christmas. a stressful January and beyond. It’s part of being a responsible family budgeter. If you woke up to a large credit card balance in January because you charged your way through the holiday season, join me to start today planning for a cash Christmas.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . I offer a FREE Christmas Budget spreadsheet to my email subscribers.

March 100

March Club Christmas Budgeting 100

Cheap Chica's Guide To Style

JANUARY 6, 2014

Introducing Elizabeth and James Nirvana , a new fragrance set to be sold starting in late January, exclusively at Sephora. Beauty Budget Babe Katelyn Chef' The twins are a perfect pairing, but so is their new perfume. New year, new perfume? We think yes. Source: The Cheap Chica's Guide to Style.

Budgeting 45

Budgeting Budget Sephora Full Time 45

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 September Club August 100

Savings Corner

DECEMBER 24, 2023

If you have money left in your checking account each month — or you can adjust your budget so that you do — you should have a savings account with a high rate. Source link The post 7 Best Savings Accounts of January 2024 (Up to 5.27%) appeared first on Savings Corner. Why should I care about the best savings account rates?

Savings Account 52

Savings Account January 7-Up Insurance 52

Prairie Eco-Thrifter

DECEMBER 14, 2014

From the subject line I knew exactly what it was, but I wanted no part of it because I knew the effect it would have on my family’s budget. My wife and I were going to have to discuss a change to our monthly budget. Gasoline : We currently budget $75 a week for gasoline which translates to a tank of gas for our van. Yeah, right.

Health Care 187

Health Care Budgeting Budget Gasoline 187

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 5, 2021

In January, I found more extra money than I ever have and I was so excited about it, BUT unexpectedly, February…blew.it.out.of.the.water! In January 2020, we booked round-trip flights to Paris for the four of us. Any money I earn from Ibotta goes back into my grocery budget. Found money recap: January 2021.

February 257

February Money Airline Flights 257

For the Mommas

JANUARY 3, 2012

1 Year Subscription to Budget Travel Magazine for only $4.44 (for up to 3 years) with coupon code: FORTHEMOMMAS. About Budget Travel: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. This deal will be valid through tonight, January 3rd at midnight (EST).

Budgeting 40

Budgeting Budget Travel Magazines 40

Motherhood Moments

DECEMBER 26, 2022

This is actually the second straight year in which more than three-quarters of people said their spending on January 1 festivities would decline year over year,” said Jill Gonzalez, WalletHub analyst. “As Americans are planning to spend less on New Year’s plans this year than last year, according to a new WalletHub survey.

New Year's 130

New Year's Money Finance Debt 130

Family Balance Sheet

FEBRUARY 23, 2015

I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan.

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

JULY 9, 2014

I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. Since January, our average grocery spending has been $450 a month just by being more disciplined and diligent with my planning. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 February Club Christmas 100

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 113

2019 Club July Christmas 113