Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I added the check to our savings.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I added the check to our savings. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. So, how did I do in January?

Christmas 127

Christmas Club Goals Budget 127

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 22, 2013

So, if you’re someone who is contemplating having a child, it is definitely a responsible question to ask yourself “Am I financially ready to have kids?” Do you live in a studio apartment or a one-bedroom place because that’s currently what your budget can afford? What’s My Living Situation? .

Kids 222

Kids College Tuition Birth Control Insurance 222

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. Family Camping to Watkins Glen KOA.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you want something spacious enough for the whole family, or are you going through a bit of a mid-life crisis and, therefore, want a two-door sports car? Setting up an automatic savings account system works wonders for me. What I do is come up with a specific budget , one that covers all our basic needs.

Car 52

Car Cars Bank Banking 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

The Frugal Girl

MARCH 4, 2024

I’m in my 60’s, I’ve been married to the love of my life for 44 years and we have two adult “kids.” We consider her our “bonus kid” and our family is extremely close. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.)

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Yet, your kids simply can’t stand the store brands.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JANUARY 19, 2011

The first page in the binder is a master list of my family's favorite, quick fix, healthy meals. My financial binder holds my monthly to-do list , my yearly goals, our Family Balance Sheet , our family budget, and our business budget and statistics.

Office 159

Office Organic Organization Friends And Family Sale 159

Family Balance Sheet

MAY 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

College 130

College Used 2020 Saving 130

Family Balance Sheet

JULY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. in America.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 31, 2020

Found Money in January: I have an old savings account that I hold on to, because it’s at the same bank as my kids’ savings accounts. I chose this bank for the kids years ago when they had a summer program where a child could earn $10 if they read 10 books over the summer. to a No Spend January.

January 130

January Frugal Green And Frugal Homemade 130

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. I'm closing the account and moving that money to my Christmas Savings account. On with the meeting.

February 100

February Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

August 100

August Club Christmas Goals 100

Family Balance Sheet

MARCH 4, 2016

What would our family think when they realize we are broke? It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. We invest heavily into our retirement accounts and also into our kids’ college savings accounts. Take the Free Money Peach Budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. Increase Family Emergency Fund to Six Months Salary. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I wasn’t sure how I was going to pay for everything that month.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

AUGUST 11, 2016

Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Become hyper-focused on funding this account. Look for money within your budget and find creative ways to earn extra money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100