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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

We were living on one income that placed us just at the top of lower class income level. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. I cut our grocery budget down to less than half of what it was.

Debt Free 100