Family Balance Sheet

NOVEMBER 19, 2014

We sold extra items that we weren’t using through Craigslist and garage sales. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JANUARY 30, 2014

I mentioned that our pub style table and chairs didn’t work well in our dining room, but the bar stool chairs were the perfect height, so they worked great for the kitchen island, and we were able to sell the table on Craigslist. It was a lightly stained wood, and we wanted a solid white, so it would integrate with the room better.

Furnishings 189

Furnishings Home Craigslist Furniture 189

Couponing 101

AUGUST 6, 2019

Making sure your child has everything he or she needs to excel at game time can drain your budget. You can find secondhand sports gear at thrift stores, garage sales, Facebook Marketplace, Craigslist, and sports resale shops, like Play It Again Sports. Sports equipment can get pricey. Don’t Buy High-End Equipment.

Sports 40

Sports Kids Craigslist Kids and Family 40

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. We set our budget and lifestyle at the beginning and it hasn’t changed much even with income doubling.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or sell some bigger items on Craigslist. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Today is the seventh meeting, but you can join us at any time. On with the July meeting. Cut your cable TV.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or sell some bigger items on Craigslist. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Today is the sixth meeting, but you can join us at any time. On with the June meeting. How did I do in June?

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

NOVEMBER 26, 2014

Before we get to the list, if you haven’t started planning for Christmas, here’s my FREE Christmas Gift & Spending Budget Excel Worksheet to help you get started. Enough was enough and we have since changed our ways about budgeting for Christmas gifts. Hopefully, that’s your goal too. I use this spreadsheet.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

NOVEMBER 4, 2022

Not everyone is and professional sessions don’t always fit into people’s budgets. This idea came to me when my retired neighbor called me and asked if I could come over and help her with a Craigslist posting. You don’t need to break the budget this Christmas, instead give your time, resources, and talents.

Christmas 130

Christmas Gifts Home and Garden Flowers and Gifts 130

For the Mommas

MAY 22, 2012

If your budget is tight, you can still use the sinking fund principle by adding just a couple dollars to each account from each paycheck. If your monthly budget has enough wiggle room for these amounts, then you’re ready to get your sinking funds started. If there’s no extra money in your budget, there’s still hope, though.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In 2015 I’m challenging myself to rethink purchases by taking advantage of more cost effective solutions like borrowing, buying second hand, or just making do with what we already have. Have you joined the challenge?

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 23, 2015

But beware, people want to pay yard sale prices at a yard sale, so if you have more time, you could make more by selling larger or more valuable items on Craigslist, local consignment shops, or a local Facebook buy/sell page. Plan your budget that you want to spend on your next year’s vacation and divide by 12. Budget travel'

Vacation 100

Vacation Finds Friends And Family Sale Home and Garden 100

Family Balance Sheet

JANUARY 5, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. That’s motivation to take some time to scour Craigslist and some local second hand furniture stores this week. In 2015, the monthly challenge will be Choose Thrift First.

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100

Family Balance Sheet

MARCH 4, 2016

It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. We had just about sold everything we could on eBay and Craigslist, cut out everything we didn’t really need in our lives, and now we were even saying “no” to friends, family, and most importantly – ourselves.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. How often do you and your spouse discuss your finances/budget/spending? Was there a particular event?

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

OCTOBER 10, 2012

I learned quickly that the costs add up and that budgeting is of utmost importance if you want to graduate without thousands of dollars worth of debt. You can usually find them on Craigslist or even college classifieds, and it can save up to 60% of the original selling price. Which I did want to do.

College 188

College Library Rent Saving 188

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year. If you have some bigger items, you will likely make more money selling them on Craigslist or your local Facebook sale page than at a yard sale. You will be so thankful later.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. The rule was, if I could get $50 bucks or more for it, it was going on Craigslist. We tried our best to stretch the food budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Saving Everyday

SEPTEMBER 12, 2022

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. For example, this month we went about $135 over our frivolous spending budget. Keeping track of your money is crucial. Check your hobbies.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 12, 2011

With eBay, Craigslist, Amazon, Gum Tree and more similar sites, if you look around you are more than likely able to find exactly what you need for much less. If you look at the cost of setting up a full vegetable garden system it is not very budget friendly, especially if you have no experience or a black thumb.

Saving Money 220

Saving Money Money Reuse Home and Garden 220

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Frugal Luxuries

OCTOBER 1, 2012

My micro-goals for achieving this are layered and consist of a series of tasks such as bringing the extra television downstairs to replace the old one in the nook. moving the sewing machine to the spare room (I hope to set up a separate area in there, once it's been thoroughly de-cluttered and reorganized).painting the carpet.

Making 40

Making Home and Garden Craigslist Green And Frugal 40

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Carrie downsized and sold her excess on Craigslist and put it towards debt. Amanda & Daniel had yard sales and sold items on Craigslist and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

DECEMBER 10, 2014

I also downsized my lifestyle and sold extra furniture, clothes, and jewelry, on Craigslist. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227