Budget Credit Cards January Savings Account 
Family Balance Sheet
JANUARY 25, 2019
On January 25, you might not want to even think about Christmas. Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued.
Family Balance Sheet
OCTOBER 15, 2021
I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.
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Family Balance Sheet
JANUARY 2, 2013
Unless it's paid with cash, that is one hefty credit card bill come January. According to the Washington Post and a CreditDonkey survey , "a shopper who charges about $700 on a credit card with a 13 percent interest. A credit Christmas equals: a "how are we going to pay for this" Christmas.
Family Balance Sheet
SEPTEMBER 25, 2019
The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.
Family Balance Sheet
JUNE 25, 2011
Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. This past January, I looked at what we spent on Christmas gifts in 2010 and reduced it by 20%.
Family Balance Sheet
OCTOBER 25, 2019
The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.
For the Mommas
OCTOBER 13, 2016
The Best Cash Back Sites to Save on Holiday Shopping. We all need to decide on a budget, who we are buying for, how much to spend on each person etc. Maybe even use to start up a 2017 holiday savings account. Or pay off the credit cards you may have used over the holidays.
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