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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. Budget items we are temporarily stopping for now: EVERYTHING ELSE! Hubby has been running errands for us, so I’ll give him a break.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

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How to Save on Rental Cars

Prairie Eco-Thrifter

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Of course, I want the best deal possible, so I went scouting to see what I could learn about getting the best deal on a rental car.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash. Step 8: Keep tabs on your loan Some lenders give you a lower rate if you sign up for autopay.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Create a housing budget The purchase price and down payment aren’t the whole picture. Setting a realistic budget for your new home will help inform how much you can afford and what your all-in costs will be. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

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How To Get A Personal Loan In 8 Steps

Savings Corner

They may ask for copies of utility bills, lease or rental agreements, property tax bills or credit card statements as proof of address. Make sure your budget can handle the higher payment, and avoid short terms if you earn income from commissions or self-employment. Avoid settling for the first offer you receive.

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