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Our 2023 Financial Goals

Family Balance Sheet

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. In 2020, our financial goals were to read, research, and understand both college and retirement planning. We used the snowball method to pay off our non-mortgage debts. The Game Plan for 2023: 1.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

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My Annual Holiday Deal Reminder

For the Mommas

While it is a wonderful season, it is also the season of overspending, overbuying and debt. These deals are different than the freebies and grocery deals you normally see. I don’t want these postings to lead to overspending, overbuying or debt. Create a budget. Stick to the budget. My goal is to help you.

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A Quick Note – Re: Holiday Shopping

For the Mommas

While it is a wonderful season, it is also the season of overspending, overbuying and debt. These deals are different than the freebies and grocery deals you normally see. I don’t want these postings to lead to overspending, overbuying or debt. So, what tips can you give us to help keep our holiday budgets in check?

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