Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. Today I am proud to say that we have completed our second step : Increase business emergency savings to a specific number. Over our 14 years in business, we have had to rely on our savings a few times to help cover expenses during tough months.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Savings Corner

APRIL 4, 2024

Personal loans are becoming more popular among people looking to consolidate debt and find lower interest rates than credit cards. percent as of March 27, 2024. Annual percentage rates (APRs) below are accurate as of March 28, 2024. Source link The post Average Personal Loan Interest Rates appeared first on Savings Corner.

Debt 52

Debt Bank Banking Credit 52

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. In January of 2020, I was gung-ho about saving for college, however, I had no idea what was about to happen.

College 130

College Used 2020 Saving 130

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Ryan is a high school math teacher and also officiates college basketball (November thru March). We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Our Savings: $67 a month or almost $800 a year. Our savings: $55 a month or $660 a year. For a glimpse at what I buy and what we eat, read How I Spent $425 in March.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. What helped us through that time was the money we had saved in our emergency account.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

MARCH 6, 2012

Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Do you want to eliminate your credit card debt?

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

MARCH 11, 2021

On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. This simple yet effective list has eased my stress and saved me time.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

MARCH 3, 2011

We are on a saving path, one that has us debt free and retiring early. I don’t think any of our friends have any retirement money saved yet; some are even still in school. Instant gratification and a lack of saving is going to kill us financially. Reducing Debt. How do you manage your family finances?

February 140

February Family March Finance 140

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Just how much money did that save me? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. It is a hands-on way to teach kids aged 3-12 lessons about earning and saving money. Passion for Savings. Saving Cents with Sense.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

MARCH 12, 2015

On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? T – time based, tangible, Take a peek at my family’s financial goals–I keep our Debt Freedom Plan on our refrigerator door for a constant reminder of our financial goals. Review your Yearly Goals.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

JUNE 24, 2012

We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. Try and control ‘wants’ spending and you’ll have more for saving. We’ve said it before but we’ll say it again – create your own budget so you always know how much money you have for spending on ‘wants’.

Money 213

Money Activism Credit Debt 213

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45