article thumbnail

Create your debt freedom plan

Family Balance Sheet

Many years ago, my husband and I faced what we thought was an insurmountable hurdle– six figures of non-mortgage debts. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and

Debt 130
article thumbnail

How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

For many households, their finances and budgets are in limbo. How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. Our first storm: 2007. Storm #2: 2013.

Debt 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Our 2017 Debt Freedom Plan Update

Family Balance Sheet

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100
article thumbnail

Prepare Now for a Debt Free Christmas

Family Balance Sheet

Instead, we’ll start the new year off right because we celebrated a debt free Christmas. 2 Ways to Prepare for a Debt Free Christmas. Create a Budget. Download my FREE Christmas Gift Spending & Budget excel spreadsheet and get started on your Christmas spending budget TODAY. Find the Money.

Debt Free 100
article thumbnail

Find out How Drew & Farrah Paid off $200k of debt, including their HOME

Family Balance Sheet

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100
article thumbnail

3 Smart Steps to a Debt Free Christmas

Family Balance Sheet

3 Smart Steps to a Debt Free Christmas. Create a Budget. Take advantage of my free budget excel spreadsheet and when your budget is complete, you’ll know how much you need for your holiday spending. Click here to download my FREE Christmas Gift Spending & Budget excel spreadsheet. top photo credit.

Debt Free 100
article thumbnail

31 Days to Organize Your Finances

Family Balance Sheet

For me personally, when my budget, checkbook, and home office are organized, I feel more in control of my life and I am less stressed. For the month of October, the theme will be 31 Days to Organize your Finances. For the month of October, the theme will be 31 Days to Organize your Finances. I AM NOT A FINANCIAL PLANNER.

Finance 193