Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. A few of our debt payoff trackers.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. They write a personal blog, Where Love Takes Us. Drew & Farrah’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. Hi, We’re the Gann Fam! How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 2, 2021

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. We paid off all of our non-mortgage debt in 2019, so we felt we could shift our focus to saving money for other goals, like retirement and college savings. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. They’re still working on developing their goals for 2017.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? Think Again.

Fridays 187

Fridays Debt Unemployment Rent 187

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. The original spreadsheet tallied up the assets on one side and the liabilities/debts on the other side, but didn’t include this calculation. What changed?

Family 100

Family Financial Goals Debt Calculators 100

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. Visit Outlet Malls.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Family Balance Sheet

FEBRUARY 6, 2021

We think we’ll use the money towards summer vacation. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office. We’re converting our basement to a family room area and the original family room (in the pic above) is becoming a home office.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today, we’re going to analyze those numbers and challenge ourselves to improve them. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

FEBRUARY 14, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re struggling to stay afloat with your finances, Grayson at Debt Roundup highlights how the first step to recovery is to admit you don’t have a budget. 10 reasons you’re broke.

Debt 171

Debt Fridays Finance Re-use 171

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Pay Down Debt.

Emergency Fund 200

Emergency Fund Debt Goals Money 200

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Related Reading : How We Paid off Six Figures of Debt.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We use the gym, so we’ve never felt like it was a waste of money. Let us know in the comments. Are you looking for more ways to cut your monthly expenses?

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

OCTOBER 31, 2013

Check out Mr.CBB’s post about Thanksgiving: Being Thankful On A Budget at Canadian Budget Binder. Grayson from Debt Roundup recently took out an auto loan and shared the reasons why in his When Opportunity Knocks post. Why Use an Equity Release Calculator? Want to learn more about the Roth IRA?

Debt 160

Debt Fridays Thanksgiving Budgeting 160

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Saving With Shellie

JANUARY 5, 2012

This is a free budgeting resource and it is truly fabulous. They use the same encryption security that all the banks use. You can see how your net worth is increasing, what percentage of your purchases go toward different categories of expenses and how much (or less) you’re spending than the previous year.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Prairie Eco-Thrifter

JULY 19, 2012

When you’re having a lazy day and feeling unmotivated, these types of tasks seem impossible. Our debt levels from keeping up with the Jones’ is attributable to that fact. Even if you’re not competitive with somebody, you can use them as inspiration, which is also very motivating.

Motivation 189

Motivation Finds The Biggest Loser Debt 189

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. 10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

APRIL 29, 2015

Looking for new recipes, money-saving ideas, home-management tips, and strategies for debt-free living? So if you’re interested in subscribing to my free FBS Weekly, then you might have a chance to give these books a new life. Debt Free for Life By David Bach. Benefits of Subscribing to the FBS Weekly: It’s FREE!

Win 100

Win Personal Finance Debt Debt Free 100

Prairie Eco-Thrifter

AUGUST 11, 2014

Resentments can build up if one person is always spending more on things that they want to spend on than the other person, or if somebody’s hobby takes up a large portion of the discretionary spending budget. If you know that each member of the couple gets a $300/month allowance, then the discretionary budget is $600/month.

Finance 174

Finance Budgeting Budget Money 174

Prairie Eco-Thrifter

FEBRUARY 28, 2013

There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re looking to save some money, consider the DIY approach. Cat at Budget Blonde has come a long way in her financial and personal journeys. How to Use a Credit Card to Save the World. PET Archives.

Fridays 170

Fridays Student Debt Credit Cards 170

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you’re married, you must do this with your spouse. If you’re married, you must do this with your spouse. Is it to pay off your house?

Financial Goals 113

Financial Goals Goals Finance Organic 113

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. Why I Don’t Use Credit Card Rewards Programs. Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 2, 2015

And since the grocery budget is the easiest category to reduce, I am diligent every weekend to plan our meals for the upcoming week. I like to try at least one new recipe each week and Pinterest is the only search engine I really use for recipes. (I Do you find yourself using Pinterest instead of Google for searching the web?

Meals 100

Meals Used Dinner Recipes 100

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200