Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

JULY 30, 2012

If you can choose to develop a more positive attitude about your finances, you’ll find it easier to make a few small changes in your saving and spending. Unfortunately, research shows that most people would take the million dollars, spend it all and then wonder why their situation hasn’t changed! Eliminate Debt Everyone has debts.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

FEBRUARY 6, 2021

New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. We had very little saved for a new-to-us car and we would have had to take out a loan to cover most of it, and that made me uneasy about purchasing the car.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

NOVEMBER 2, 2011

If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments. Consider whether you can save money by reducing your monthly spending in other ways before conducting research into the best loan deals available.

Debt 183

Debt Economical Refinancing Money 183

Savings Corner

DECEMBER 23, 2023

Consider factors such as outstanding debts, ongoing expenses and the financial needs of your dependents. Research and compare policies: There are a variety of permanent life insurance policies available, each with their own benefits and drawbacks. Life Happens appeared first on Savings Corner.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. Use a leasing versus buying calculator to calculate your potential savings. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget. Your budget is your most important tool in your financial plan.

Financial Goals 213

Financial Goals Goals Making Simple 213

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

JANUARY 19, 2011

Saving money has always been important in our household so we have learned some great tips over the years on how to do just that. Here are 10 quick tricks you can use to start maximizing your money and saving more. You need to be open to change and researching where you can save money. Plus it stops you from wasting food.

Saving Money 124

Saving Money Money Insurance Bills 124

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

OCTOBER 7, 2014

Some of the guilt has to do with the fact that you might not have a lot of money, or that you might be trying to get rid of debt. If you have covered your priorities, such as saving for retirement and giving to charity, remind yourself of that. Even when I had enough money for what I wanted, I still felt bad about spending it.

Money 196

Money Goals Finance Tools 196

Prairie Eco-Thrifter

MARCH 14, 2011

Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change. posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill.

Frugal 150

Frugal Movies Finance Bills 150

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Get started: Define your personal and financial goals.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 26, 2011

Believe it or not, there are lots of ways to save money, no matter how much of it you have- or don’t have. I myself struggled for many years paying my own bills, but have since found numerous ways to save money. I have been able to save on things like food, gas, and clothing. It can save you bundles.

Bills 124

Bills Money Insurance Saving Money 124

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Look for money within your budget and find creative ways to earn extra money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 18, 2011

Setting a goal is our chance to finally save that money, lose that weight, or exercise more. The truth of the matter is, we are more motivated to stick with a goal when we focus our minds on more meaningful sources of motivation- Enjoying exercise, eating healthy, saving money, and feeling good. Remember, every bit counts.

Goals 124

Goals Motivation Work Budgeting 124

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? How much of your income would be used to pay down your house-related debts? What Can You Afford?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Just how much money did that save me? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. This exercise is NOT your budget.

Finance 113

Finance Money Organic Organization 113

The Frugal Girl

NOVEMBER 6, 2023

How did you get interested in saving money? I think I’ve always liked to save money. What’s the “why” behind your money-saving efforts? Why do I want to save money? He is also thrifty and is much better at budgeting than I. What single thing has saved you the most money over time? That is priceless.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Prairie Eco-Thrifter

JUNE 24, 2012

To measure brain activity while people considered whether to delay gratification, researchers slid their subjects into functional magnetic resonance imaging (fMRI) machines. We need to learn that some things are worth waiting for, especially if it means we can avoid going into debt. More revealing was the reason for the differences.

Money 213

Money Activism Credit Debt 213

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Learn how you can amend regular over spending habit and stick to the budget. Well, not to worry.

Money 124

Money 2012 June Credit Cards 124

Savings Corner

DECEMBER 25, 2023

Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. In other words, it’s the extent to which your home is an asset rather than a debt. Avoid using your entire savings for a down payment.

Insurance 52

Insurance Home Refinancing Money 52

For the Mommas

FEBRUARY 18, 2016

Saving money doesn’t mean that you have to drastically change the way that you live your everyday life. Plenty of people can save money if they just make little changes that barely even alter the way that they live their lives. It’s really not the big purchases that can keep us from achieving our savings goals.

Money 40

Money Goals Kids and Family Saving Money 40

Savings Corner

DECEMBER 27, 2023

For example, someone close to retirement with a healthy nest egg will likely have a very different investment plan than someone just starting out in their career with no savings. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. a home down payment or a wedding).

Real Estate 52

Real Estate Bank Banking Money 52