Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. <<— Once we paid off our non-mortgage debts in 2019, we started saving some of the debt snowball money for college savings. A few of our debt payoff trackers.

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Financial Goals Goals Debt College 130

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Debt Debt Free Finds Home 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. This money is going towards our summer beach vacation. Yep, I found a $20 bill on a morning run at the beach!

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February Money Airline Flights 257

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

AUGUST 12, 2013

Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). . I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. Pay Down Debt.

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Emergency Fund Debt Goals Money 200

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. Apply any Found Money to Debt. I’ll apply that money to the debt. 2016 will be THE year. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. Create a Budget. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Get Out of Debt. Travel and Vacation.

Family 196

Family Financial Goals Debt Goals 196

Shereen Travels Cheap

FEBRUARY 24, 2024

I seek those out at home and when I'm when I'm on vacation, so I know my money is going into the local economy instead of some big conglomerate. I want small businesses to succeed and in particular Black-, Asian-, and women-owned businesses are at the top of that list.

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Travel Podcasts Restaurant Museum 228

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Saving Cents With Sense

MAY 13, 2013

You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! Because of this, you might think that one is out of your budget. But the truth is, there are plenty of ways to sail the seas without ending up in an ocean of debt.

Vacation 56

Vacation Cruises Cruise Insurance 56

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

NOVEMBER 2, 2011

Firstly, if you’re thinking of taking a loan to purchase something or perhaps take a vacation, think long and hard about whether you really need to buy that item or whether a less expensive UK based vacation is more sensible given your financial situation. 5 Ways to Reduce Your Debt. Or, are you planning to do so? .

Debt 183

Debt Economical Refinancing Money 183

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

FEBRUARY 6, 2021

We think we’ll use the money towards summer vacation. New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted.

Finance 130

Finance January Family 2020 130

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Any one heading somewhere warm for a winter vacation? Paying off debt is hard to do. Read John’s post about his stumbles on the way to paying off his debt at The Money Principle. Joanna at Our Freaking Budget wonders if we’re all just working for the weekend. My current lack is just temporary. Enough about me.

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Fridays Insurance Real Estate Debt 165

Family Balance Sheet

MARCH 26, 2021

Please don’t confuse this money with vacation money or new furniture money. Both books provided the blueprint for Our Debt Freedom Plan. Later in his plan, he recommends saving 3-6 months of expenses, but only after paying off the non-mortgage debt. An emergency fund is NOT a spending account.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

FEBRUARY 28, 2013

I am also leaving for vacation in less than two weeks. Cat at Budget Blonde has come a long way in her financial and personal journeys. Student Debt Survivor wants you to know a secret about paying off $30K in student loans. I cannot wait, as you can imagine. She wants to know: Did you expect to be where you are right now?

Fridays 170

Fridays Student Debt Credit Cards 170

Prairie Eco-Thrifter

OCTOBER 13, 2013

My entertainment budget is not very big, because my “fun” happens to be reading, writing, and spending time with family. However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. Luckily, none of these hobbies tend to cost very much. Which ones do you pay for?

Money 184

Money Cars Car Laptops 184

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. Do you want to pay off a particular debt in a certain timeframe?

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

MAY 24, 2011

Here are the links to the other bloggers' sites for you to plan out your summer staycation or vacation: New England Connecticut - Parenting Miracles Boston, Massachusetts - ? We are all writing about fun and low cost summer ideas in our respective areas of the country. Let us know in the comments. Thanks for reading.

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North Carolina Kansas City Virginia Missouri 170

Family Balance Sheet

JANUARY 11, 2016

People will spend hours planning a one week’s vacation, but fail to put in time to plan their retirement years that could last decades. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. Become the CEO of YOUR Retirement. Starting today, take charge of your finances.

2016 100

2016 Debt Finance Tools 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? How much of your salary should you save? And what do you need to do each month? What about when your bills are simply pulling you under? So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JANUARY 3, 2012

Increase our Monthly Debt Payment. We have set a goal date of July 2015 to pay off all of our debt. Save for a Walt Disney World Vacation. Retirement saving has been a permanent part of our monthly budget for the entire eleven years that we have been married and this will not change. Our 2012 Financial Goals. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JUNE 17, 2018

Our kids spent their first week of summer vacation at the beach with their Girl Scouts troop. One thing that I didn’t want to do much of on our date week was COOK, but I didn’t want blow our budget. Over on my private Facebook group, Family Budgeters Unite! , We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life.

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October 2011 Finance Personal Finance 200

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For more on that, read Our Debt Freedom Plan. Later in his plan, he recommends people save 3-6 months salary, but only after they’ve paid off their non-mortgage debt.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. We have completely stopped any retirement contributions, so we can apply that money towards our debts (we had A LOT).

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 21, 2012

Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards. They key to DIY bliss on Pinterest is seeking out budget-friendly projects that don’t take weeks to complete.

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. is based on a Billshrink.com article – Dining on a budget. We took infrequent vacations. 91,404 Entertainment.

Home and Garden 198

Home and Garden Cars Car Re-use 198