Prairie Eco-Thrifter

JULY 8, 2012

Another common mistake is thinking that it is a good idea to leave financial planning until later in life and then having to move fast to get sufficient funds saved up. Plenty of time for retirement saving later on! So, don’t go slow in getting started on a budget but go slowly while you are getting it together.

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Finance Budgeting Budget Money 188

Savings Corner

DECEMBER 24, 2023

Refinancing your car loan can lower your interest rate and save hundreds or even thousands over the life of your loan. No matter the circumstance, it is worth your while to calculate savings and compare auto refinancing rates. This way, you can calculate if refinancing will really save you money compared to your current loan.

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Calculators Refinancing Cars Car 40

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Get started: Define your personal and financial goals.

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Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

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October 2011 Finance Personal Finance 200

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

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Debt Credit Cards Credit College Tuition 52

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Home Work Debt Credit 52

Family Balance Sheet

SEPTEMBER 1, 2016

You will likely have your home for years and even decades, so keep your important home ownership documents organized in one central location. It will save you time and money over the years. Protect your home and your finances by creating a Home Ownership Binder to stay organized. Family room/foyer/half bath. 2nd floor bathroom.

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Home Heaters Insurance Renovation 145

Prairie Eco-Thrifter

OCTOBER 27, 2011

It goes without saying that taking the most direct route to work is most cost-effective, fuel-wise… but planning your commute to enable timely stops to the market or to pay bills on your way to or from work can save money as well. Set it up the night before, to save time. Know Your Strengths… and Weaknesses. The Buddy System.

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Office Fuel Work From Home Saving Money 198

Savings Corner

DECEMBER 27, 2023

Use this calculator to help you decide whether a personal loan is the right financing option for your plans. Loan payments should fit comfortably into your monthly budget. Having documents ready that prove your identity and income, like W-2s and tax forms, can help move the application process more quickly. Get funded.

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Calculators Credit Debt Nov 40

Prairie Eco-Thrifter

OCTOBER 19, 2014

Advice from a professional or someone with more experience can save you lots of time in research and experimentation. You may find it useful to document all of these expenses while creating a budget for yourself. He writes about his own personal finance journey at MillionEndeavour. Be willing to make an investment.

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Personal Finance Money Simple Work 157

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. We personally use Quicken and we find it works great for reviewing our finances. We save money and still look great. Managing Money.

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January 2010 Personal Finance Finance 124

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

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Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. There are a few “whys” for me.

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Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. You’ll turn in any required financial documentation. With refinancing, you can change the loan type as well as your lender.

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Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 27, 2023

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. Your lender will also tell you what you can expect to pay at closing after you apply for a mortgage, in a document called a Loan Estimate. Calculate your closing costs What are closing costs?

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. If you have a CPA license, you can help business owners file taxes, generate balance sheets and other accounting documents and make your professional recommendations about your client’s bottom line.

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Real Estate Re-use Podcasts Work 52

Savings Corner

DECEMBER 27, 2023

Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. The best bad-credit lender offers the lowest annual percentage rate and monthly payments that fit your budget. Add the new loan payment to your budget On-time loan payments can build your credit. Add a co-applicant.

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Credit January Debt Credit Cards 52

For the Mommas

JUNE 23, 2011

I am all about saving time and money. Manilla’s new service is all about saving your time, plus you can win some money! There are lots of budgeting programs available, but sometimes people don’t even know where to start to figure out what they are paying. Start saving time in your day!

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Win Magazine and Newspaper Subscriptions Bills Consumer 61