Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. One of the most effectual ways to secure your financial future is to invest in your education and career. Save for a rainy day. Save for retirement T-O-D-A-Y. This seems like a no-brainer, right?

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Read up on emergency fund basics at Money Smart Guides. Figuring out a budget and how to meet those goals? Dragging your feet on finally setting a budget? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Savings Corner

FEBRUARY 2, 2024

Use this free savings calculator to understand how your money can grow over time. By Margarette Burnette   Margarette Burnette Senior Writer | Savings accounts, money market accounts, banking Margarette Burnette is a NerdWallet authority on savings, who has been writing about bank accounts since before the Great Recession.

Calculators 52

Calculators Saving Bank Banking 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. This leaves not much left to save for retirement.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 28, 2014

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Perhaps it would demystify it, remove the taboo, and create a better educated consumer. Another word for that roadmap is a budget. How to Start. Put a System in Place. Track Your Progress.

Hobby 189

Hobby Money Making Goals 189

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Guest Post Author Bio: Elias Cortez, from Dallas, TX is currently a freelance writer specializing in writing on education and career information articles. Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. Create a Budget.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MARCH 23, 2015

If you take post secondary education, consider not only what you enjoy studying, but also what you can do with the education or training you receive from the studies. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Choose the a career that pays.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My University Money: Should I Pursue a Co-op Education? – A down to earth outline to what I see as the advantages and disadvantages of a cooperative education, and to argue that one doesn’t need take a cooperative education to be successful. Today I’m going to talk about getting those emergency funds going.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 3, 2012

Increase Family Emergency Fund to Six Months Salary. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Save for a Walt Disney World Vacation.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

The Frugal Girl

JANUARY 29, 2024

How did you get interested in saving money? What’s the “why” behind your money-saving efforts? This means funds are tight. My kids both have chronic medical issues that are costly & require much budgeting. I was born frugal, into a super frugal family. Don’t even talk to me about retirement!

Arkansas 178

Arkansas Frugal College Kids and Family 178

Prairie Eco-Thrifter

AUGUST 19, 2012

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. You’ll save money in interest and reduce your liability if times get tough.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). Budget – Obvious, I know. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100