Prairie Eco-Thrifter

AUGUST 15, 2012

You don’t want to overwhelm your budget , so buy items in an orderly manner. You can cross-reference your food storage list to sales flyers and coupons if you are really looking to save. Just as you can build a solid emergency fund by starting small, it’s possible to build up your home food storage a little at a time.

Storage 229

Storage Building Home Bank 229

Family Balance Sheet

JANUARY 3, 2012

Increase Family Emergency Fund to Six Months Salary. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. I need to do some research on this one.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going. It can save you time and headache, and maybe even a few bucks too. Some freedom.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Let’s look at some of these strategies now. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We could no longer afford traditional health insurance, so we researched other options and took a leap of faith with a health sharing ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? Canada – RSP Home Buyers’ Plan Do you have a Registered Retirement Savings Plan (RRSP)? What Can You Afford?

Money 186

Money Home Debt Buy 186

Savings Corner

DECEMBER 25, 2023

Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. Other considerations to determine your down payment Your mortgage payment is just one piece of your overall household budget. Shop around.

Insurance 52

Insurance Home Refinancing Money 52