Motherhood Moments

JANUARY 18, 2023

Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly.

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Recession Finance Emergency Fund Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. This is where your monthly budget comes into play. I would know.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? When it comes to money, most of us could stand to up our game a bit. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. See a Budget as an Ally. But, budgets are not the enemy.

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Money Goals Budgeting Budget 113

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. The problem is, every time I sent money to my savings account, I would mentally think about how much that amount would have reduced my debt. High interest charges make it harder to put money aside for saving. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 9, 2014

Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We also went through multiple job losses, surgeries, huge car repairs, etc. We both were sick of money issues and the stress that goes with that. We hit everywhere in between.

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Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. She was so meticulous with her money. I knew that I was wasting the precious gifts and freedoms that had been afforded me by not being responsible with my money.

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Credit Cards Debt Debt Free Student 100