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Our 2023 Financial Goals

Family Balance Sheet

By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. At the end of 2022, I totaled the year’s worth of groceries and was blown away by the number. A few of our debt payoff trackers.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. I offer a worksheet (pdf) to track your found money to email subscribers (along with other freebies). 2 – Reduce your grocery spending without sacrificing quality. Subscribe to my emails HERE! .