Family Balance Sheet

JANUARY 20, 2023

By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. At the end of 2022, I totaled the year’s worth of groceries and was blown away by the number. Get out the shovel!

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. 2 – Reduce your grocery spending without sacrificing quality. Do you know how much you spend on groceries each month? Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. We got back on track with planning our spending and we were able to breathe again. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? ” Trust me, YOU WILL SURVIVE! Become hyper-focused on funding this account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. I have made hundreds of dollars at yard sales and usually use the money to pay for our vacation spending. Tracy used cash for her spending categories.

Debt Free 100

Debt Free Debt Budgeting Budget 100