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5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. It took us years to pay it all off, but we achieved it in 2019. Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet.

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Where we found money in March 2021

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This money will be put in our Medical Out-of-Pocket budget category. If you’d like information on donating plasma, read my review of donating plasma HERE. Yep, I found a $20 bill while running on the beach!

March 130
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Where I found money in February

Family Balance Sheet

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. If you’d like information on donating plasma, read my review of donating plasma HERE. Any money I earn from Ibotta goes back into my grocery budget. Yep, I found a $20 bill on a morning run at the beach!

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

Family Balance Sheet

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? He took all of our financial information and put together a plan for us to get out of debt as fast as possible. What are the top 3 – 5 ways you found money to put towards debt. Make paying off debt a priority.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Fortunately, they willingly shared their advice from their success and I am passing that information on to you, so we can ALL succeed this year. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Each month when they do their budget, they update their chart. Then create a plan to get there.

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Personal Loans: Compare Top Lenders, Rates

Savings Corner

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Information in this table applies only to lenders with maximum APRs below 36%. Compare any loan with interest-free options.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. Create a budget calendar.

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