Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I added the check to our savings.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I added the check to our savings. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

College 130

College Used 2020 Saving 130

Saving Everyday

APRIL 24, 2012

March was pretty good to me…I was able to add $307.55 Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. But since our trips also include visiting my family for a week or so, we always spend more than what we’ve budgeted. to our fund yay!!

March 86

March Disney Friends And Family Sale Vacation 86

Family Balance Sheet

APRIL 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. need to redirect this link. This post was first published in 2016.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45

Coupons Do Work

JUNE 15, 2016

What you can save on, what to expect to go on sale, each month, a list of awesome things to stock up on for the entire year ! … This is a way to plan your purchases by month for the entire year and a great way to budget and save money! The best guide ! Lucky Charm Month! This is the month to find your pot of gold!

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. I'm closing the account and moving that money to my Christmas Savings account. On with the meeting.

February 100

February Club Christmas Goals 100