Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Thanks for reading. How did you do?

Christmas 127

Christmas Club Goals Budget 127

Family Balance Sheet

JUNE 22, 2020

We’re no spring chickens, so in November 2016, we started contributing again to our retirement. We weren’t in the market to leave our traditional health insurance plan until the monthly premiums became more than our home mortgage back in November 2016. In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Do a Budget Check Up. It never hurts to do a budget check up. November 24 - December 1 (28). November 17 - November 24 (42). November 10 - November 17 (44). November 3 - November 10 (29). October 27 - November 3 (24). November 25 - December 2 (20). Contact Me. We just did.

Budget 45

Budget Budgeting October December 45

Family Balance Sheet

JANUARY 2, 2013

On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. Thanks for reading.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

March 100

March Club Christmas Goals 100

Saving Everyday

NOVEMBER 11, 2014

Thanks to Lindsay at See Mom Click for this great list! Meals for One on a Budget. You don’t have to have a Kindle – download the Free Reading Apps to read Kindle books on a variety of different devices! Dark Space. The Obituary Society. Windows to Our World. The Santa Society. Loose Screw. 23 Anti-Procrastination Habits.

November 45

November Wisconsin Fantastic Budgeting 45

Family Balance Sheet

NOVEMBER 27, 2011

Grocery University is a "2 hour, 19 minute audio course that will teach you everything you need to know about making the most of your grocery budget – regardless of whether you’re new to bargain shopping or have been a super-shopper for years.". Here's the schedule for Monday, November 28th: **All times are Mountain Standard Time**.

Grocery 157

Grocery Groceries Audio Sale 157

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. I''m still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Thanks for reading.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

NOVEMBER 3, 2011

Beef and Lentil Stew at Budget Saving Mom. Calling all bloggers: My next themed round up will be Thanksgiving Recipes and it will run Thursday, November 17. Thanks for reading. I serve homemade soup at least once a week in the winter and I need some new recipes and inspiration. Hopefully something on this list inspires you too!

Recipes 220

Recipes Homemade Mom Thanksgiving 220

Prairie Eco-Thrifter

FEBRUARY 7, 2012

Monday, November 12. Thursday, November 22. I’m blaming this primarily on budget. As thankful as I am for these days off, I rarely celebrate the day how our four fathers would have liked. President’s Day. Monday, May 28. Memorial Day. Wednesday, July 4. Independence Day. Monday, September 3. Monday, October 8.

Vacation 221

Vacation Economical Birthday Fridays 221

Couponing 101

NOVEMBER 19, 2013

This post was originally published on November 22, 2010. If you want to get in on these awesome deals, but don’t want to blow your budget, I have a few helpful tips: 1. Stick to a Budget. Whether you have a per-person budget or an over-all budget, set one and stick to it. Keep Track. Get Free Shipping.

Online Shopping 100

Online Shopping Shopping Budgeting Budget 100

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Thanks for reading.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Thanks for reading.

June 100

June Club Christmas Goals 100

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. I also blog at Snyders Tell All.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Thanks for reading.

August 100

August Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. February Update. The Choose Thrift First Challenge.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 21, 2015

Kelvin and I just celebrated 10 years of marriage last November. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. I told Kelvin and he wasn’t overly excited, but he was on board right away and was pretty complicit in the budget making and accelerated debt pay-off.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MARCH 4, 2016

It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. Finally in November 2011, just 7 months after we started, we looked down on paper and realized we were one payment away from debt freedom. Get Started with Your Own Monthly Budget. Take the Free Money Peach Budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

February 100

February Club Christmas Goals 100

Saving Cents With Sense

NOVEMBER 24, 2011

As I’m reflecting over all that I am thankful for this season, I know that I am extremely thankful to all of you readers , who make this site possible. I truly love hearing from you in comments, emails, or notes because it helps me bring you a better resource to help you stretch your budget. just leave me a comment!

Thanksgiving 97

Thanksgiving Cameras Giveaway Win 97

For the Mommas

NOVEMBER 10, 2015

Toys “R” Us announced that its stores nationwide will open at 5pm on Thursday, November 26th, the same time as last year. Stores will remain open through 11pm on Friday, November 27, offering awesome doorbusters and savings on the season’s most sought-after toys. Toys “R” Us Announces 2015 Thanksgiving Weekend Hours.

Thanksgiving 40

Thanksgiving 2015 Toys November 40

Family Balance Sheet

DECEMBER 17, 2015

As the home manager, my mission is to serve my family quality and tasty food on our limited budget. The magazine offers delicious recipes, step-by-step tutorials, meal planning tips, and high-value coupons–there were over $40 worth of coupons in the November/December issue. Thank you, Giant Food Stores, for sponsoring this post.

Food 100

Food Storing Saving Magazines 100

Prairie Eco-Thrifter

JANUARY 14, 2012

MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Newlyweds on a Budget : Paying down student loans – The following is a guest post. Thanks for hosting! Budgeting in the Fun Stuff: Really!?! Just how much money did that save me?

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Nicoles Nickels

NOVEMBER 9, 2011

As a special ‘thank you’ to our troops and their families, Family Dollar is offering a 10% off discount to military families and vets over Veteran’s Day weekend. Servicemen and women can stop by the stores and receive 3 full days of savings, November 11-13.

Military 49

Military Family Discount Thanksgiving 49

Cheap Chica's Guide To Style

NOVEMBER 1, 2017

In the coming weeks, I’ll be sharing more details and exclusive discounts for my ride-or-die LV Guide readers – you can keep tabs on all of that on our Instagram ( @tesorocollective ) and of course at TESOSOCollective.com where you can sign up to be the first to know about the launch in November!

Collectibles 46

Collectibles Consumer November Shopping 46

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. We felt we didn’t have a choice, and we put the issue behind us.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Marnies Coupon-a-rama

MARCH 27, 2014

I have a magnet board on my fridge and I right down the items I am going to need within a month or so, so I can incorrporate it into my budget. November 24 - December 1 (28). November 17 - November 24 (42). November 10 - November 17 (44). November 3 - November 10 (29). Click this AD!

Saving Money 45

Saving Money Money Shopping October 45

Family Balance Sheet

MARCH 15, 2017

COBRA (an acronym for Consolidated Omnibus Budget Reconciliation Act of 1985) is a law that was passed during the Reagan administration that allows employees to continue their health coverage after leaving employment, but the employee must pay for it. I had no idea how easy health care was for us until I left that corporate job.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Saving With Shellie

NOVEMBER 11, 2015

The best selection of Black Friday deals will also be available online, starting at 12:00 am EST on Thursday, November 26th. Thanks to Kosher on a Budget for the Office Depot/Office Max Black Friday Ad highlights! Stores will be open from 6-9 p.m. on Thanksgiving Day and again at 8 a.m. on Black Friday for Doorbuster Deals.

Office 40

Office 2015 Fridays Laptops 40

Saving Cents With Sense

NOVEMBER 13, 2011

Mr Coffee 12 Cup No Carafe Coffeemaker , ($48.88) This is perfect, budget friendly way to brew an entire pot of coffee and dispense it one cup at a time. Thanks to Folica, One Lucky Saving Cents with Sense reader will win a Mr. Coffee No Carafe Coffeemaker, an Oster My Blend Blender & an Oster Wine Opener! just leave me a comment!

Giveaway 98

Giveaway Coffee Prizes Wine 98

Saving Everyday

FEBRUARY 6, 2015

A big thanks to Lori over at More With Less Today for help compiling this list! ** Always call ahead and make sure that your local store is participating to avoid disappointment **. :: American Girl Special Store Events. Kids Archery Workshops ongoing through November 18th. Saturday, February 14th and Sunday, February 15th.

Activism 40

Activism Pottery Barn Family Home Depot 40

Coupons Do Work

JUNE 15, 2016

… This is a way to plan your purchases by month for the entire year and a great way to budget and save money! Also, fresh blueberries at this time too, is on sale for $1 to $2 less, thanks to it being summer in South America. November is my favorite month because it is my birthday month!

Flowers and Plants 100

Flowers and Plants Cinco De Mayo Buy Buying 100

Saving Cents With Sense

APRIL 10, 2015

Community events happening all across the USA from May 9th through November. Kids Archery Workshops ongoing through November 18th. Thanks to Thrifty NW Mom for the info! :: Apple Camp. Thanks to the Happy Housewife for sharing this!). :: Family Movies for $1 During the Summer. Have some silly fun on a budget!

Activism 40

Activism Cheap Pottery Barn Kids and Family 40

Saving Cents With Sense

MARCH 6, 2015

Looking for something to do with your family this weekend that won’t break your budget? Kids Archery Workshops ongoing through November 18th. Thanks to Thrifty NW Mom for the info! :: Apple Camp. Thanks to the Happy Housewife for sharing this!). :: Flying Lessons. Have some silly fun on a budget!

March 40

March Family Kids and Family Food and Wine 40

Saving Cents With Sense

MAY 7, 2015

Community events happening all across the USA from May 9th through November. – Kids Archery Workshops ongoing through November 18th. Thanks to Thrifty NW Mom for the info! :: Apple Camp. Join each site for free and start having more fun on a budget! Big thanks to Lori at More with Less Today ).

Family 40

Family Cheap Kids and Family Museum 40

Saving Cents With Sense

JUNE 3, 2016

November 11 – Veterans Day. Join each site for free and start having more fun on a budget! Big thanks to Lori at More with Less Today ). . ……… Coming up Summer 2016…… :: FREE National Park Admission Dates for 2016. August 25th-28th – National Park Service Birthday.

June 45

June 2016 Family Cheap 45